127 Bowen Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 127 Bowen Ave, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,162 sqft · built 1965
Lot Size0.269 acres (11,718 sqft)
OwnerIndividual Name on File
Tax Bill$2,853 (2025)
Deeds & MortgagesOct 2022 Mortgage
Oct 2022 Transfer
Flood ZoneZone X (minimal risk)
APN041-372-06

Property Details

APN / Parcel Number

Primary APN041-372-06
Alternative APN
  • 041-372-06-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,162 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area11,718 sqft (0.269 acres)
TerrainSteep
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area945 sqft
Patio Area945 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address125 BOWEN AVE
CityAPTOS
StateCA
Zip95003-4203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal SubdivisionDEL MAR HEIGHTS UN #2 TR #304
Legal Lot Number12
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2004
Census Tract122204

Owner

Source: Santa Cruz County records · APN 041-372-06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5739 HIGHWAY 9, 1, FELTON, CA 95018-9289
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Intrafamily Transfer, Transfer · Commercial Mortgage
SCC FCU
Oct 20, 2022Intrafamily Transfer, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 14, 2022
Transfer Doc0000028827
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 20, 2022
Property Address125 BOWEN AVE, APTOS, CA 95003-4203
Document Number0000028828
Map ReferenceVOL 37 PG 67
Instrument DateOct 14, 2022
Instrument2022-0028828
Transaction TypeTransfer
Record UpdatedNov 02, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5739 HIGHWAY 9 APT 1, 1, FELTON, CA 95018-9289

Mortgage

Document Number0000028829
DateOct 20, 2022
Instrument2022-0028829
Lender
NameSCC FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 20, 2022
Property Address125 BOWEN AVE, APTOS, CA 95003-4203
Document Number0000028827
Map ReferenceVOL 1348 PG 533
Instrument DateOct 14, 2022
Instrument2022-0028827
Transaction TypeTransfer
Record UpdatedNov 02, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5739 HIGHWAY 9 APT 1, 1, FELTON, CA 95018-9289

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$112,226 (+2%) Land $22,269 Building $89,957
2025$2,853.00 (+15.13%)$110,026 (+4.04%) Land $21,833 Building $88,193
2023$2,478.00 (+3.86%)$105,753 Land $20,985 Building $84,768$1,104,120
2022$2,386.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio Internet, Etheric Communications, LLC., Surfnet Communications, T-Mobile USA.

Based on FCC filings for 261 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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