Santa Cruz County property record for 195 Bowen Ave, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,522 sqft · built 1969 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $800,000 (Mar 2016) |
| Tax Bill | $11,196 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-372-08 |
| Primary APN | 041-372-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| Gross Area | 2,282 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 12,458 sqft (0.286 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 760 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 852 sqft |
| Patio Area | 852 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 195 BOWEN AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | TRACT 304 LOT 14 |
| Legal Subdivision | DEL MAR HEIGHTS |
| Legal Tract | 304 |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 122204 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 195 BOWEN AVE, APTOS, CA 95003-4203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Personal Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2016 · Amount on Record |
| Deed Sale | Mar 23, 2016 · Amount on Record |
| Prior Sale | Sep 10, 2004 · Amount on Record |
| Deed Document Number | 20169805 |
| Prior Transfer Date | Dec 4, 1998 |
| Prior Transfer Doc | 0000075272 |
| Record Updated | Sep 20, 2026 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $965,980 (+2%) Land $724,485 Building $241,495 | ||
| 2025 | $11,196.00 (+9.54%) | $947,039 (+4.04%) Land $710,279 Building $236,760 | |
| 2023 | $10,221.00 (+1.82%) | $910,264 Land $682,698 Building $227,566 | $949,410 |
| 2022 | $10,038.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
5G (outdoors only) and 4G LTE
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