127 Black Point Rd, Apt 5, Niantic, CT 06357 Property Records

East Lyme Town property record for 127 Black Point Rd, Apt 5, Niantic, CT 06357

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 768 sqft · built 1971
Owner	2 Individual Names on File
Last Sale	$115,000 (Feb 2022)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Sep 2022 Refinance Feb 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`ELYM M:008.1 B:00063 L:04-10`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:008.1 B:00063 L:04-10`
Alternative APNs	`M:008.1 B:00063 L:04=10` `7350`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	40 Units
Stories	2 Stories
Building Area	768 sqft Living Area
Gross Area	1,002 sqft
1st Floor Area	384 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	7350
Street Address	127 BLACK POINT RD, 5
City	NIANTIC
State	CT
Zip	06357-2938
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R12
Legal Block	63
Legal Lot Number	4-10
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	2
Census Block	2005
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:008.1 B:00063 L:04-10

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	127 BLACK POINT RD, 5, NIANTIC, CT 06357-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Feb 07, 2022	Warranty Deed, Transfer
Aug 27, 2020	Quit Claim Deed, Transfer CHELSEA GROTON BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2022 · Amount on Record
Deed Sale	Feb 07, 2022 · Amount on Record
Prior Sale	Jan 16, 2014 · Amount on Record
Deed Document Number	2022403
Deed Book / Page	1075 / 58
Transfer Doc	0763000121
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	127 BLACK POINT RD APT 5, 5, NIANTIC, CT 06357-2938
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001086-746
Date	Sep 14, 2022
Book Page	1086/746
Instrument	2624

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Oct 01, 2034

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Feb 07, 2022
Property Address	127 BLACK POINT RD APT 5, 5, NIANTIC, CT 06357-2938
Document Number	0001075-58
Book / Page	1075 / 58
Instrument Date	Feb 03, 2022
Instrument	403
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 BLACK POINT RD APT 2, 2, NIANTIC, CT 06357-2938

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAST LYME CT
Recording Date	Aug 27, 2020
Property Address	127 BLACK POINT RD APT 5, 5, NIANTIC, CT 06357-2938
Document Number	1036-670
Book / Page	001036 / 000670
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 BLACK POINT RD #5 NIANTIC CT 063572938, 5, NIANTIC, CT 06357-2938

Mortgage

Document Number	1036-672
Date	Aug 27, 2020
Book Page	001036/000672

Lender

Name	CHELSEA GROTON BK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Aug 26, 2045

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,253.00	$80,430 (+2.04%) Building $80,430	$56,301 Building $56,301
2024	$2,253.00 (+14.89%)
2023	$1,961.00 (+4.36%)	$78,820 (-) Building $78,820
2022	$1,879.00	$78,820 Building $78,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 355 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

127 Black Point Rd, Apt 5, Niantic, CT 06357 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Black Point Rd

Nearby Streets

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