127 5th St, Spencer, NC 28159 Property Records

Rowan County property record for 127 5th St, Spencer, NC 28159

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4,264 sqft · built 1985
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on File
Last Sale$16,000 (May 2010)
Tax Bill$1,344 (2026)
Flood ZoneZone X (minimal risk)
APN032 122

Property Details

APN / Parcel Number

Primary APN032 122
Alternative APN
  • 6256235

Interior

Stories2 Stories
Building Area4,264 sqft Total Area
1st Floor Area2,132 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions10 ft deep x 2.6 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address127 5TH ST
CitySPENCER
StateNC
Zip28159-2125
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCB:CENTRAL
Legal DescriptionPT L 1-2 BLK 11 A.B. ANDREWS JR.
Legal SubdivisionA B ANDREWS JR
Legal Block11
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group4
Census Block4005
Census Tract50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

127 5th St, a commercial property, is owned by a company that bought it in May 2010.

Source: Rowan County records, as of August 25, 2026

Owner of RecordCompany Name on File
Mailing Address4430 NC 801 HWY, WOODLEAF, NC 27054-9475
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2010 · Amount on File
Deed SaleMay 28, 2010 · Amount on File
Deed Book / Page1162 / 467
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 127 5th St was $1,344.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,344.00$118,958 Land $8,528 Building $110,430$118,958 Land $8,528 Building $110,430
2023$1,344.00$118,958 Land $8,528 Building $110,430$118,958 Land $8,528 Building $110,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Nearby Properties on 5th St

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