123 5th St, Spencer, NC 28159 Property Records

Rowan County property record for 123 5th St, Spencer, NC 28159 · Last verified July 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,976 sqft · built 1982
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Tax Bill	$1,082 (2025)
Flood Zone	Zone X (minimal risk)
APN	`032 123`

Property Details

APN / Parcel Number

Primary APN	`032 123`
Alternative APN	`6199663`

Interior

Building Area	2,976 sqft Total Area
1st Floor Area	1,804 sqft 1st Floor
Stories	1 Story

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1988
Exterior Material	Wood
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	10 ft deep x 2.2 ft wide
Deck Area	176 sqft Deck
Porch	Porch
Porch Area	176 sqft Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	123 5TH ST
City	SPENCER
State	NC
Zip	28159-2125
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PT L 1-2 BLK 11 A.B. ANDREWS JR.
Legal Subdivision	A B ANDREWS JR
Legal Block	11
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4005
Census Tract	50700

Owner

Source: Rowan County records · APN 032 123

Assessment roll updated August 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	121 5TH ST, SPENCER, NC 28159-2125
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00	$95,756 (-) Land $7,216 Building $88,540
2023	$1,082.00	$95,756 Land $7,216 Building $88,540	$95,756 Land $7,216 Building $88,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.