12697 Culebra Peak Dr, Peyton, CO 80831 Property Records

El Paso County property record for 12697 Culebra Peak Dr, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.25 ba · 2,836 sqft · built 2016
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Nov 2020)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42194-04-042`

Property Details

APN / Parcel Number

Primary APN	`42194-04-042`
Alternative APN	`R4219404042`

Interior

Bedrooms	3 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,836 sqft Living Area
Gross Area	3,968 sqft
1st Floor Area	1,628 sqft
Basement Area	1,616 sqft
Finished Basement	1,208 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R4219404042
Street Address	12697 CULEBRA PEAK DR
City	PEYTON
State	CO
Zip	80831-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 98 MERIDIAN RANCH FIL NO 8
Legal Subdivision	MERIDIAN RANCH FIL NO 08
Legal Lot Number	98
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	3
Census Block	3028
Census Tract	3914

Owner

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12697 CULEBRA PEAK DR, PEYTON, CO 80831-8358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Apr 11, 2017	Warranty Deed, Transfer · Conventional with PMI CB&T MTG
Jan 5, 2017	Loan Modification, Mortgage · Line of Credit VECTRA BK/CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Apr 11, 2017 · Amount on Record
Deed Document Number	2020191290
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	12697 CULEBRA PEAK DR, PEYTON, CO 80831-8358
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049037
Date	Apr 9, 2020
Instrument	220049037

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Nov 24, 2020
Property Address	12697 CULEBRA PEAK DR, PEYTON, CO 80831-8358
Document Number	0000191290
Instrument Date	Nov 23, 2020
Instrument	220191290
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12697 CULEBRA PEAK DR, PEYTON, CO 80831-8358

Mortgage

Document Number	0000191291
Date	Nov 24, 2020
Instrument	220191291

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Apr 11, 2017
Property Address	12697 CULEBRA PEAK DR, PEYTON, CO 80831-8358
Document Number	0000041267
Instrument Date	Apr 10, 2017
Instrument	41267
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12697 CULEBRA PEAK DR PEYTON CO 808318358, PEYTON, CO 80831-8358

Mortgage

Document Number	41268
Date	Apr 11, 2017
Instrument	41268

Lender

Name	CB&T MTG
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	EL PASO CO
Property Address	12697 CULEBRA PEAK DR, PEYTON, CO 80831-8358
Document Number	0000001722
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	CAPSTONE TITLE LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000001722
Date	Jan 6, 2017
Instrument	1722

Lender

Name	VECTRA BK/CO
Type	Bank
Address	2000 S COLORADO BLVD # 2-1200, DENVER, CO 80222-7933

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,730 (-)	$535,172 (-)
2025	$3,652.00 (+2.1%)	$37,730 (-2.36%) Land $10,080 Building $27,650	$535,172 (-7.21%) Land $143,000 Building $392,172
2024	$3,577.00 (+3.71%)	$38,640 (-) Land $7,200 Building $31,440
2023	$3,449.00 (+21.1%)	$38,640 (+36.92%) Land $7,200 Building $31,440	$576,786 (+42.05%) Land $107,500 Building $469,286
2022	$2,848.00	$28,220 Land $5,910 Building $22,310	$406,051 Land $85,000 Building $321,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220

May also be available: StratusIQ.

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