12685 Culebra Peak Dr, Peyton, CO 80831 Property Records

El Paso County property record for 12685 Culebra Peak Dr, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 2,806 sqft · built 2016
Lot Size	0.187 acres (8,156 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Feb 2023)
Tax Bill	$3,907 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42194-04-043`

Property Details

APN / Parcel Number

Primary APN	`42194-04-043`
Alternative APN	`R4219404043`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,806 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	1,593 sqft
Basement Area	1,593 sqft
Finished Basement	1,213 sqft
Unfinished Basement	380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,156 sqft (0.187 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	695 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	199 sqft
Patio Area	290 sqft
Balcony Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R4219404043
Street Address	12685 CULEBRA PEAK DR
City	PEYTON
State	CO
Zip	80831-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 99 MERIDIAN RANCH FIL NO 8
Legal Subdivision	MERIDIAN RANCH FIL NO 08
Legal Lot Number	99
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	3
Census Block	3028
Census Tract	3914

Owner

12685 Culebra Peak Dr is owned and occupied by two individuals who bought it in February 2023.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12685 CULEBRA PEAK DR, PEYTON, CO 80831-8358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 24, 2023	Warranty Deed, Transfer · VA Mortgage 719 LENDING INC
Mar 6, 2019	Grant Deed, Transfer · VA Mortgage USAA
Feb 23, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Prior Sale	Mar 6, 2019 · Amount on File
Deed Document Number	202315575
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	12685 CULEBRA PEAK DR, PEYTON, CO 80831-8358
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065835
Date	Apr 2, 2021
Instrument	221065835

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Feb 24, 2023
Property Address	12685 CULEBRA PEAK DR, PEYTON, CO 80831-8358
Document Number	0000015575
Instrument Date	Feb 23, 2023
Instrument	223015575
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12685 CULEBRA PEAK DR, PEYTON, CO 80831-8358

Mortgage

Document Number	0000015576
Date	Feb 24, 2023
Instrument	223015576

Lender

Name	719 LENDING INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL PASO CO
Recording Date	Mar 6, 2019
Property Address	12685 CULEBRA PEAK DR, PEYTON, CO 80831-8358
Document Number	0000023595
Instrument Date	Mar 5, 2019
Instrument	23595
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12685 CULEBRA PEAK DR PEYTON CO 808318358, PEYTON, CO 80831-8358

Mortgage

Document Number	23596
Date	Mar 6, 2019
Instrument	23596

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Feb 23, 2017
Property Address	12685 CULEBRA PEAK DR, PEYTON, CO 80831-8358
Document Number	0000021935
Instrument Date	Feb 22, 2017
Instrument	217021935
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CAPSTONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12685 CULEBRA PEAK DR, PEYTON, CO 80831-8358

Mortgage

Document Number	0000021936
Date	Feb 23, 2017
Instrument	217021936

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12685 Culebra Peak Dr was $3,907, up 2.5% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,350 (-)	$572,424 (-)
2025	$3,907.00 (+2.47%)	$40,350 (-1.39%) Land $10,080 Building $30,270	$572,424 Land $143,000 Building $429,424
2024	$3,813.00	$40,920 (-) Land $7,200 Building $33,720
2023		$40,920 (+44.03%) Land $7,200 Building $33,720	$610,828 (+49.47%) Land $107,500 Building $503,328
2022	$2,165.00	$28,410 Land $5,910 Building $22,500	$408,676 Land $85,000 Building $323,676

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12685 Culebra Peak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12685 Culebra Peak Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220

May also be available: StratusIQ.

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