12694 Sierra Dr E, Truckee, CA 96161 Property Records

Nevada County property record for 12694 Sierra Dr E, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-520-037-000`

Property Details

APN / Parcel Number

Primary APN	`018-520-037-000`
Alternative APN	`18-520-37-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
1st Floor Area	968 sqft
Basement Area	536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Lot Area	7,841 sqft (0.18 acres)
Terrain	Steep
View / Lot	Average
Garage Type	Attached
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	18-520-37-000
Street Address	12694 SIERRA DR E
City	TRUCKEE
State	CA
Zip	96161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 ARMSTRONG SUB #1
Legal Subdivision	ARMSTRONG SUB #1
Legal Lot Number	65
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2047
Census Tract	1208

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12694 SIERRA DR E, TRUCKEE, CA 96161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 13, 2021	Intrafamily Transfer, Transfer
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Dec 21, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 27, 2021
Transfer Doc	0000016641
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12694 SIERRA DR E, TRUCKEE, CA 96161
Transaction Type	Mortgage
Record Updated	Feb 19, 2024
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12694 SIERRA DR E, TRUCKEE, CA 96161

Mortgage

Document Number	0000001977
Date	Feb 5, 2024
Instrument	20240001977

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	May 13, 2021
Property Address	12694 SIERRA DR, TRUCKEE, CA 96161
Document Number	0000016641
Map Reference	MB 1 PG 114
Instrument Date	Mar 27, 2021
Instrument	20210016641
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12694 SIERRA DR E, TRUCKEE, CA 96161

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12694 SIERRA DR, TRUCKEE, CA 96161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12694 SIERRA DR, TRUCKEE, CA 96161

Mortgage

Document Number	0000035784
Date	Dec 21, 2020
Instrument	20200035784

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12694 SIERRA DR, TRUCKEE, CA 96161
Document Number	0000000771
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12694 SIERRA DR E TRUCKEE CA 96161, TRUCKEE, CA 96161

Mortgage

Document Number	0000000771
Date	Jan 11, 2017
Instrument	771

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,204 (+2%) Land $22,706 Building $237,498
2025	$4,412.00 (+5.83%)	$255,103 (+4.04%) Land $22,261 Building $232,842
2023	$4,169.00 (+4.36%)	$245,199 Land $21,398 Building $223,801	$703,710
2022	$3,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Plumas-Sierra Telecommunications, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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