12692 Murphy Rd, Franklin, NC 28734 Property Records

Macon County property record for 12692 Murphy Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,195 sqft · built 2018
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on File
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`6531590515`

Property Details

APN / Parcel Number

Primary APN	`6531590515`
Alternative APN	`141313`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,195 sqft Heated Area
1st Floor Area	2,195 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	92,347 sqft (2.12 acres)
Terrain	Rolling
Porch	Slab
Porch Area	315 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	141313
Street Address	12692 MURPHY RD
City	FRANKLIN
State	NC
Zip	28734-8140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ON US 64 PC 9571
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	5
Census Block	5022
Census Tract	970700

Owner

Source: Macon County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1487, FRANKLIN, NC 28744-1487
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · ARM ENTEGRA BANK
Nov 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	12692 MURPHY RD, FRANKLIN, NC 28734-8140
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A39/0165
Date	Jan 25, 2019
Book Page	A-39/0165
Instrument	2019000460

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.74%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.74%
Index	1-Year LIBOR
Max Rate	10.7%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 28, 2017
Property Address	12692 MURPHY RD, FRANKLIN, NC 28734-8140
Document Number	00H38/1095
Book / Page	H-38 / 1095
Instrument Date	Oct 5, 2017
Instrument	2017008133
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 CHINA SPRINGS RD, FRANKLIN, NC 28734-1550

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,230 (+1.39%) Land $45,590 Building $371,640	$417,230 (+1.39%) Land $45,590 Building $371,640
2025	$1,449.00 (+0.84%)
2023	$1,437.00	$411,530 Land $45,590 Building $365,940	$411,530 Land $45,590 Building $365,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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