St. Joseph County property record for 12688 Harder Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,200 sqft · built 1992 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $421 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-175-007-00 |
| Primary APN | 004-175-007-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Lot Area | 40,946 sqft (0.94 acres) |
| Lot Dimensions | 185 ft deep x 222 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12688 HARDER RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 7 GLASS SUBDIV. SEC 33 T6S R12W. |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Subdivision | GLASS SUBDIV |
| Legal Lot Number | 7 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 41102 |
12688 Harder Rd is owned and occupied by two individuals who acquired it in September 2005.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12688 HARDER RD, THREE RIVERS, MI 49093-9243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Book / Page | 557 / 901 |
| Last Transfer Date | Sep 30, 2005 |
| Transfer Doc | 1333/0583 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12688 Harder Rd was $421 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,400 Land $15,100 Building $20,300 | $70,800 Land $30,200 Building $40,600 | |
| 2025 | $421.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12688 Harder Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2008) |
| Most Recent Claim | Sep 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12688 Harder Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G and 4G LTE (outdoors only)
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