12682 Scott Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 12682 Scott Rd, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,184 sqft · built 1989
Lot Size1.29 acres (56,192 sqft)
Owner2 Individual Names on Record
Last Sale$202,000 (Apr 2006)
Tax Bill$4,682 (2025)
Deeds & MortgagesNov 2017 Refinance
Flood ZoneZone X (minimal risk)
APN29-13-3-18-2004-001

Property Details

APN / Parcel Number

Primary APN29-13-3-18-2004-001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,184 sqft Living Area
1st Floor Area1,536 sqft
Basement Area1,536 sqft
Unfinished Basement1,536 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area56,192 sqft (1.29 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area120 sqft
Deck AreaDeck Area
Patio Area420 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12682 SCOTT RD
CityFREELAND
StateMI
Zip48623-9532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A-RE
Legal DescriptionW 140 FT OF E 956 FT OF S 400.06 FT OF SE 1/4 OF NW 1/4 1.29 ACRES SEC 18 T13N R3E
Legal Range03E
Legal Township13N
Legal Section18
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1028
Census Tract10102

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12682 SCOTT RD, FREELAND, MI 48623-9532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2006 · Amount on Record
Deed SaleApr 14, 2006 · Amount on Record
Deed Book / Page2369 / 1549
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12682 SCOTT RD, FREELAND, MI 48623-9532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029710
DateNov 3, 2017
Instrument2017029710
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term145 Months
DueDec 1, 2029

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$164,500 (+23.78%)$329,000 (+23.78%)
2025$4,682.00 (+25.22%) Homeowner's exemption
2023$132,900$265,800
2022$3,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2017–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scott Rd

Nearby Streets

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