12635 Scott Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 12635 Scott Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,176 sqft · built 1998
Lot Size	5.91 acres (257,440 sqft)
Owner	Company Name on Record
Last Sale	$520,000 (Sep 2022)
Tax Bill	$8,024 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-18-3001-003`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-18-3001-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft
Basement Area	2,176 sqft
Unfinished Basement	2,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	257,440 sqft (5.91 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	12635 SCOTT RD
City	FREELAND
State	MI
Zip	48623-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	W 195 FT OF E 790 FT OF NE 1/4 OF SW 1/4 5.91 ACRES SEC 18 T13N R3E ***DESC CHANGED DUE TO COMB WITH 3001-009 10/2/01
Legal Range	03E
Legal Township	13N
Legal Section	18
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1039
Census Tract	10102

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12635 SCOTT RD, FREELAND, MI 48623-9532
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 9, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2022	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Jun 17, 2014 · Amount on Record
Deed Document Number	202224942
Last Transfer Date	Jul 25, 2024
Transfer Doc	0000017848
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 20, 2022
Property Address	12635 SCOTT RD, FREELAND, MI 48623-9532
Document Number	0000024942
Instrument Date	Sep 19, 2022
Instrument	2022024942
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12635 SCOTT RD, 12635, FREELAND, MI 48623-9532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37764 NORTHFIELD AVE, LIVONIA, MI 48150-5420

Mortgage

Document Number	0000024988
Date	Sep 21, 2022
Instrument	2022024988

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 9, 2022
Property Address	12635 SCOTT RD, FREELAND, MI 48623-9532
Document Number	0000024128
Instrument Date	Sep 8, 2022
Instrument	2022024128
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3400 HARDWOOD HEIGHTS RD, 3400, PRESCOTT, MI 48756-9258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12635 SCOTT RD, FREELAND, MI 48623-9532

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	12635 SCOTT RD, FREELAND, MI 48623-9532
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12635 SCOTT RD, FREELAND, MI 48623-9532

Mortgage

Document Number	0000020090
Date	Jul 19, 2022
Instrument	2022020090

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,500 (+28.62%)	$515,000 (+28.62%)
2025	$8,024.00 (+42.57%) Homeowner's exemption
2023		$200,200	$400,400
2022	$5,628.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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