Charleston County property record for 1268 Sareda Cir, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,742 sqft · built 2006 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,204 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 560-12-00-139 |
| Primary APN | 560-12-00-139 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,742 sqft Living Area |
| Gross Area | 4,822 sqft |
| 1st Floor Area | 1,602 sqft |
| Upper Floors Area | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modular |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Terrain | High |
| Porch | Slab |
| Porch Area | 718 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1268 SAREDA CIR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-9488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -DAYBREAK DESCRIPTION -LOT 12 |
| Legal Subdivision | DAYBREAK |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4620 |
1268 Sareda Cir is owned and occupied by an individual.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1268 SAREDA CIR, MOUNT PLEASANT, SC 29464-9488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK NA |
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA |
| Dec 23, 2019 | Loan Modification, Mortgage SOUTHERN FIRST BK NA |
| Mar 19, 2018 | Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA |
| May 26, 2015 | Loan Modification, Mortgage SUNTRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1268 SAREDA CIR, MOUNT PLEASANT, SC 29464-9488 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1268 SARECIA CIRCLE, MOUNT PLEASANT, SC 29464 |
| Document Number | 0011390277 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 1139/277 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 170 Months |
| Due | Nov 26, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1268 SAREDA CIR, MOUNT PLEASANT, SC 29464-9488 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010470788 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 1047/788 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1268 SAREDA CIR, MOUNT PLEASANT, SC 29464-9488 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1268 SAREDA CIR, MOUNT PLEASANT, SC 29464-9488 |
| Document Number | 0010550271 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 1055/271 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 26, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1268 SAREDA CIR, MOUNT PLEASANT, SC 29464-9488 |
| Document Number | 0855/0654 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1268 SAREDA CIR MOUNT PLEASANT SC 294649488, MOUNT PLEASANT, SC 29464-9488 |
| Document Number | 0855/0654 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 000855/000654 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401-3508 |
| Term | 360 Months |
|---|---|
| Due | Jan 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1268 SAREDA CIR, MOUNT PLEASANT, SC 29464-9488 |
| Document Number | 0707/0580 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1268 SAREDA CIR MOUNT PLEASANT SC 294649488, MOUNT PLEASANT, SC 29464-9488 |
| Document Number | 0707/0580 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 000707/000580 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401-3508 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 27, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1268 SAREDA CIR, MOUNT PLEASANT, SC 29464-9488 |
| Document Number | 0695/0808 |
| Book / Page | 000695 / 000808 |
| Instrument Date | May 26, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | VALUAMERICA |
| Name | Verified Name |
|---|---|
| Address | 1268 SAREDA CIR MOUNT PLEASANT SC 294649488, MOUNT PLEASANT, SC 29464-9488 |
| Document Number | 0695/0808 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 000695/000808 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 324 Months |
| Due | Jan 30, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 1268 Sareda Cir was $3,204, up 12.6% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,204.00 (+12.62%) | $842,697 (+2,774.14%) Land $341,723 Building $500,974 | $1,264,700 Land $528,200 Building $736,500 |
| 2024 | $2,845.00 | $29,320 | |
| 2022 | $2,635.00 | $29,320 | $744,000 Land $301,700 Building $442,300 |
| 2020 | $744,000 Land $301,700 Building $442,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1268 Sareda Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 304 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 304 in force |
| Nearby Flood Claims | 7 (1989–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1268 Sareda Cir is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
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