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1259 Sareda Cir, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1259 Sareda Cir, Mount Pleasant, SC 29464

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,690 sqft · built 2004
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$1,150,000 (Mar 2020)
Tax Bill$4,586 (2024)
Deeds & MortgagesMar 2022 Mortgage
Mar 2020 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN560-12-00-136

Property Details

APN / Parcel Number

Primary APN560-12-00-136

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,690 sqft Living Area
Gross Area6,340 sqft
1st Floor Area2,128 sqft
Upper Floors Area1,562 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialWood
Lot Area10,019 sqft (0.23 acres)
TerrainHigh
PorchOpen Porch
Porch Area1,086 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address1259 SAREDA CIR
CityMOUNT PLEASANT
StateSC
Zip29464-9488
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -DAYBREAK DESCRIPTION -LOT 9
Legal SubdivisionDAYBREAK
Legal Lot Number9
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group2
Census Block2000
Census Tract4620

Owner

Source: Charleston County records · APN 560-12-00-136

Assessment roll updated September 13, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1259 SAREDA CIR, MOUNT PLEASANT, SC 29464-9488
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage
FINEMARK NATIONAL BANK & TRUST
Mar 03, 2020Grant Deed, Construction Loan · Construction Mortgage
FINEMARK NAT'L BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2020 · Amount on Record
Deed SaleMar 03, 2020 · Amount on Record
Prior SaleDec 14, 2004 · Amount on Record
Deed Document Number0000863546
Deed Book / Page863 / 546
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1259 SAREDA CIR, MOUNT PLEASANT, SC 29464-9488
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010940611
DateMar 28, 2022
Book Page1094/611
Lender
NameFINEMARK NATIONAL BANK & TRUST
TypeBank
AddressCHARLESTON, SC 29492
Agreement
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.52%
Type Change DateApr 01, 2029
IndexOther

March 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateMar 03, 2020
Property Address1259 SAREDA CIR, MOUNT PLEASANT, SC 29464-9488
Document Number0863/0546
Book / Page000863 / 000546
Instrument DateFeb 25, 2020
Transaction TypeConstruction Loan
Record UpdatedApr 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,150.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1259 SAREDA CIR MOUNT PLEASANT SC 294649488, MOUNT PLEASANT, SC 29464-9488

Mortgage

Document Number863/0547
DateMar 03, 2020
Book Page000863/000547
Lender
NameFINEMARK NAT'L BK&TR
TypeBank
Address865 ISLAND PARK DR, DANIEL ISLAND, SC 29492-8520
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMar 02, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$4,586.00 (+12.57%)$48,400 (+5.22%)
2022$4,074.00$46,000$1,150,000 (-4.96%) Land $550,000 Building $600,000
2020$1,210,000 Land $550,000 Building $660,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 304 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies304 in force
Nearby Flood Claims7 (1989–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Wildfire

Wildfire RiskHigh
above 89% of the US · above 99% of South Carolina
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 57 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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