12677 Oak Knoll Rd, Poway, CA 92064 Property Records

San Diego County property record for 12677 Oak Knoll Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,914 sqft · built 2003
Lot Size	0.116 acres (5,033 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jan 2020)
Tax Bill	$8,414 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`317-501-13-00`

Property Details

APN / Parcel Number

Primary APN	`317-501-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,914 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	5,033 sqft (0.116 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12677 OAK KNOLL RD
City	POWAY
State	CA
Zip	92064-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 3 TR 014479
Legal Subdivision	CITY/POWAY
Legal Tract	014479
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17048

Owner

12677 Oak Knoll Rd is owned and occupied by an individual who bought it in January 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	12677 OAK KNOLL RD, POWAY, CA 92064-5512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Jan 2, 2020	Grant Deed, Transfer · Conventional Mortgage GOOGAIN
Apr 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on File
Deed Sale	Jan 2, 2020 · Amount on File
Prior Sale	Jul 2, 2003 · Amount on File
Deed Document Number	2020762
Prior Transfer Date	Mar 28, 2018
Prior Transfer Doc	0000161469
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12677 OAK KNOLL RD, POWAY, CA 92064-5512
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475939
Date	Aug 21, 2020
Instrument	2020-0475939

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 2, 2020
Property Address	12677 OAK KNOLL RD, POWAY, CA 92064-5512
Document Number	0000000762
Instrument Date	Nov 28, 2019
Instrument	762
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12677 OAK KNOLL RD POWAY CA 920645512, POWAY, CA 92064-5512

Mortgage

Document Number	763
Date	Jan 2, 2020
Instrument	763

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2018
Property Address	12677 OAK KNOLL RD, POWAY, CA 92064-5512
Document Number	0000161469
Instrument Date	Mar 28, 2018
Instrument	161469
Transaction Type	Transfer
Record Updated	Apr 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12804 VIA ESPERIA DEL MAR CA 920143721, DEL MAR, CA 92014-3721

Tax Assessment & Valuation

The 2025 property tax bill for 12677 Oak Knoll Rd was $8,414 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$758,545 (+2%) Land $348,207 Building $410,338
2025	$8,414.00 Homeowner's exemption	$743,673 Land $341,380 Building $402,293
2023	$8,018.00 (+1.7%) Homeowner's exemption	$714,797 Land $328,125 Building $386,672
2022	$7,884.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12677 Oak Knoll Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12677 Oak Knoll Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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