12665 Oak Knoll Rd, Poway, CA 92064 Property Records

San Diego County property record for 12665 Oak Knoll Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,900 sqft · built 2003
Lot Size	0.116 acres (5,033 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (Apr 2026)
Tax Bill	$7,703 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`317-501-12-00`

Property Details

APN / Parcel Number

Primary APN	`317-501-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,900 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	5,033 sqft (0.116 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12665 OAK KNOLL RD
City	POWAY
State	CA
Zip	92064-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 2 TR 014479
Legal Subdivision	CITY/POWAY
Legal Tract	014479
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17048

Owner

12665 Oak Knoll Rd is owned and occupied by two individuals who bought it in April 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12665 OAK KNOLL RD, POWAY, CA 92064-5512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Grant Deed, Transfer · VA Mortgage COASTAL PACIFIC LENDING INC
Feb 25, 2022	Intrafamily Transfer, Transfer
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Sep 22, 2015 · Amount on File
Deed Document Number	202698849
Prior Transfer Date	Feb 15, 2022
Prior Transfer Doc	0000087182
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2026
Property Address	12665 OAK KNOLL RD, POWAY, CA 92064-5512
Document Number	0000098849
Instrument Date	Mar 25, 2026
Instrument	202698849
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136,097.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12665 OAK KNOLL RD, POWAY, CA 92064-5512

Mortgage

Document Number	0000098850,
Date	Apr 9, 2026
Instrument	202698850

Lender

Name	COASTAL PACIFIC LENDING INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 25, 2022
Property Address	12665 OAK KNOLL RD, POWAY, CA 92064-5512
Document Number	0000087182
Map Reference	MAP 14479
Instrument Date	Feb 15, 2022
Instrument	2022-0087182
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12665 OAK KNOLL RD, POWAY, CA 92064-5512

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12665 OAK KNOLL RD, POWAY, CA 92064-5512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12665 OAK KNOLL RD, POWAY, CA 92064-5512

Mortgage

Document Number	0000548199
Date	Sep 17, 2020
Instrument	2020-0548199

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12665 Oak Knoll Rd was $7,703, up 2.7% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$694,289 (+2%) Land $374,916 Building $319,373
2025	$7,703.00 (+2.71%) Homeowner's exemption	$680,676 Land $367,565 Building $313,111
2024	$7,500.00 (+2.17%)
2023	$7,341.00 (+1.7%) Homeowner's exemption	$654,246 Land $353,293 Building $300,953
2022	$7,218.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12665 Oak Knoll Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12665 Oak Knoll Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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