Dubuque County property record for 12657 Whispering Rdg, Dubuque, IA 52002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,712 sqft · built 1999 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,238 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-33-301-011 |
| Primary APN | 06-33-301-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 1,712 sqft |
| Unfinished Basement | 1,712 sqft |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12657 WHISPERING RDG |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52002-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 1 WHISPERING HILLS EST #2; |
| Legal Range | 02E |
| Legal Township | 90N |
| Legal Section | 33 |
| Legal Subdivision | WHISPERING HILLS EST |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10600 |
12657 Whispering Rdg is owner-occupied and held in a trust since June 2026.
Source: Dubuque County records, as of June 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12657 WHISPERING RDG, DUBUQUE, IA 52002-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 15, 2026 |
| Transfer Doc | 0000006559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jun 16, 2026 |
| Property Address | 12657 WHISPERING RDG, DUBUQUE, IA 52002-9754 |
| Document Number | 0000006559 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20266559 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 12657 WHISPERING RDG, DUBUQUE, IA 52002-9754 |
The 2025 property tax bill for 12657 Whispering Rdg was $3,238 with a homeowner's exemption.
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,238.00 Homeowner's exemption | $351,300 Land $59,400 Building $291,900 | $351,300 Land $59,400 Building $291,900 |
| 2024 | $3,238.00 | ||
| 2023 | $309,200 (+16.64%) Land $56,600 Building $252,600 | $309,200 Land $56,600 Building $252,600 | |
| 2022 | $3,562.00 Homeowner's exemption | $265,080 Land $47,150 Building $217,930 | |
| 2021 | $265,080 Land $47,150 Building $217,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12657 Whispering Rdg in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1991–2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12657 Whispering Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, Maquoketa Valley Electric Cooperative, Nextlink.
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