12669 Cobblestone Creek Rd, Poway, CA 92064 Property Records

San Diego County property record for 12669 Cobblestone Creek Rd, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,011 sqft · built 1973
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$208,000 (Nov 1988)
Tax Bill$4,691 (2025)
Deeds & MortgagesJan 2026 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN316-071-04-00

Property Details

APN / Parcel Number

Primary APN316-071-04-00
Alternative APN
  • 3160704400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,011 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area47,916 sqft
View / LotGood
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number3160704400
Street Address12669 COBBLESTONE CREEK RD
CityPOWAY
StateCA
Zip92064-5301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionSEC 22-14-2W NEQ SLY PAR PER ROS 7359 IN NEQ OF
Legal Range02W
Legal Township14
Legal Section22
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2004
Census Tract17067

Owner

Source: San Diego County records · APN 316-071-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12669 COBBLESTONE CREEK RD, POWAY, CA 92064-5301
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2026Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 1988 · Amount on Record
Deed SaleNov 30, 1988 · Amount on Record
Prior SaleNov 09, 1983 · Amount on Record
Deed Document Number1988612161
Last Transfer DateJun 14, 2016
Transfer Doc0000302148
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12669 COBBLESTONE CREEK RD, POWAY, CA 92064-5301
Transaction TypeMortgage
Record UpdatedJan 19, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address12669 COBBLESTONE CREEK RD, POWAY, CA 92064-5301

Mortgage

Document Number0000007168
DateJan 09, 2026
Instrument2026-0007168
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 14, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12669 COBBLESTONE CREEK RD, POWAY, CA 92064-5301
Transaction TypeMortgage
Record UpdatedDec 09, 2022
Title CompanyPACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12669 COBBLESTONE CREEK RD, POWAY, CA 92064-5301

Mortgage

Document Number0000350895
DateMay 06, 2021
Instrument2021-0350895
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12669 COBBLESTONE CREEK RD, POWAY, CA 92064-5301
Document Number0000178201
Instrument DateApr 01, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12669 COBBLESTONE CREEK RD POWAY CA 920645301, POWAY, CA 92064-5301

Mortgage

Document Number0000178201
DateApr 08, 2020
Instrument178201
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 07, 2040

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$422,748 (+2%) Land $140,061 Building $282,687
2025$4,691.00 (+4.97%) Homeowner's exemption$414,460 (+4.04%) Land $137,315 Building $277,145
2023$4,469.00 (+1.71%) Homeowner's exemption$398,368 Land $131,984 Building $266,384
2022$4,394.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimFeb 2017 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 50% of the US · lower than 70% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum.

Based on FCC filings for 225 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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