12601 Cobblestone Creek Rd, Poway, CA 92064 Property Records

San Diego County property record for 12601 Cobblestone Creek Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,268 sqft · built 1956
Lot Size	2.02 acres (87,991 sqft)
Owner	Company Name on Record
Last Sale	$232,000 (Aug 1989)
Tax Bill	$4,622 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`316-063-05-00`

Property Details

APN / Parcel Number

Primary APN	`316-063-05-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,268 sqft Living Area

Exterior

Year Built	Built 1956
Lot Area	87,991 sqft (2.02 acres)

Location & Zoning

Street Address	12601 COBBLESTONE CREEK RD
City	POWAY
State	CA
Zip	92064-5301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1:SINGLE FAM-RES
Legal Description	SEC 22-14-2WNEQDOC58649REC54 IN N H OF
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	17067

Owner

Source: San Diego County records, as of October 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12601 COBBLESTONE CREEK RD, POWAY, CA 92064-5301
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 1989 · Amount on Record
Deed Sale	Aug 8, 1989 · Amount on Record
Deed Document Number	0000422826
Deed Book / Page	316
Last Transfer Date	Apr 27, 2018
Transfer Doc	0000168778
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12601 COBBLESTONE CREEK RD, POWAY, CA 92064-5301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 765, POWAY, CA 92074-0765

Mortgage

Document Number	0000840535
Date	Dec 29, 2020
Instrument	2020-0840535

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2018
Property Address	12601 COBBLESTONE CREEK RD, POWAY, CA 92064-5301
Document Number	0000168778
Instrument Date	Apr 20, 2018
Instrument	168778
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12601 COBBLESTONE CREEK RD POWAY CA 920645301, POWAY, CA 92064-5301

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,622.00 (+1.69%) Homeowner's exemption	$410,225 Land $146,503 Building $263,722
2022	$4,545.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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