1266 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1266 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 760 sqft · built 1986
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Sep 2021)
Tax Bill	$1,079 (2025)
Deeds & Mortgages	Sep 2021 Sale Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0339-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0339-0020`
Alternative APNs	`00259099` `259099`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	2,029 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	225 ft deep x 84 ft wide
Garage Type	Mixed
Garage Area	760 sqft
Carport	Carport
Carport Area	252 sqft

Exterior Amenities

Pool Type	Concrete Pool
Pool Area	336 sqft
Porch	Porch
Porch Area	100 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00259099
Street Address	1266 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-6065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 339 LOT 2 & A PORTION OF LOT 1 AS DES IN ORB 4060 PG 1723
Legal Range	17E
Legal Township	23S
Legal Section	26
Legal Subdivision	SPRING HILL UN 7
Legal Block	339
Legal Lot Number	2
Legal Unit	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3013
Census Tract	41402

Owner

1266 Waterfall Dr is owned and occupied by an individual who bought it in September 2021.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1266 WATERFALL DR, SPRING HILL, FL 34608-6065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Deed Document Number	2021072065
Deed Book / Page	4060 / 1723
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 24, 2021
Property Address	1266 WATERFALL DR, SPRING HILL, FL 34608-6065
Document Number	0040601723
Book / Page	4060 / 1723
Map Reference	MB 8 PG 11-24
Instrument Date	Sep 24, 2021
Instrument	2021072065
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8352 DIVER LN, SPRING HILL, FL 34608-6014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1266 WATERFALL DR, SPRING HILL, FL 34608-6065

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1266 WATERFALL DR, SPRING HILL, FL 34608-6065
Document Number	0034490943
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1266 WATERFALL DR SPRING HILL FL 346086065, SPRING HILL, FL 34608-6065

Mortgage

Document Number	0034490943
Date	Mar 17, 2017
Book Page	003449/000943
Instrument	15046

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1266 Waterfall Dr was $1,079 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,079.00 Additional exemption filed	$115,044	$367,626 Land $91,004 Building $276,622
2023		$108,546 Land $108,546
2022	$1,047.00		$324,903 Land $71,929 Building $252,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1266 Waterfall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1266 Waterfall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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