1257 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1257 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1982
Lot Size	0.236 acres (10,296 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jan 2025)
Tax Bill	$3,509 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0294-0210`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0294-0210`
Alternative APNs	`00252201` `252201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	1,384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,296 sqft (0.236 acres)
Lot Dimensions	125 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	222 sqft
Patio Area	192 sqft
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00252201
Street Address	1257 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-6063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 294 LOT 21
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	294
Legal Lot Number	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1001
Census Tract	41402

Owner

Source: Hernando County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1257 WATERFALL DR, SPRING HILL, FL 34608-6063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 16, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jul 11, 2018	Grant Deed, Transfer PATRIOT LNDG SVCS
Dec 4, 2017	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Jan 18, 2024 · Amount on Record
Deed Document Number	20253898
Deed Book / Page	4512 / 1898
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 18, 2024
Property Address	1257 WATERFALL DR, SPRING HILL, FL 34608-6063
Document Number	0043831821
Book / Page	4383 / 1821
Map Reference	MB 8 PG 1-10
Instrument Date	Jan 11, 2024
Instrument	2024003672
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	TURNER TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7809 SCRUBOAK CT, HUDSON, FL 34667-1476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1257 WATERFALL DR, SPRING HILL, FL 34608-6063

Mortgage

Document Number	0043831823
Date	Jan 18, 2024
Instrument	4383/1823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 16, 2019
Property Address	1257 WATERFALL DR, SPRING HILL, FL 34608-6063
Document Number	0037630228
Book / Page	003763 / 000228
Instrument Date	Sep 13, 2019
Instrument	65651
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7125 BIMINI DR PORT RICHEY FL 346685741, PORT RICHEY, FL 34668-5741

Mortgage

Document Number	37630229
Date	Oct 16, 2019
Book Page	003763/000229
Instrument	65652

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 11, 2018
Property Address	1257 WATERFALL DR, SPRING HILL, FL 34608-6063
Document Number	0036021140
Book / Page	003602 / 001140
Instrument Date	Apr 13, 2018
Instrument	42081
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	BUYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$664.30
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1257 WATERFALL DR SPRING HILL FL 346086063, SPRING HILL, FL 34608-6063

Mortgage

Document Number	36021142
Date	Jul 11, 2018
Book Page	003602/001142
Instrument	42082

Lender

Name	PATRIOT LNDG SVCS
Address	CARNEGIE, PA 15106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 4, 2017
Property Address	1257 WATERFALL DR, SPRING HILL, FL 34608-6063
Document Number	0035301869
Book / Page	003530 / 001869
Instrument Date	Nov 14, 2017
Instrument	67838
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	15480 LAGUNA CANYON RD IRVINE CA 926182132, IRVINE, CA 92618-2132
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,509.00 (+69.11%)	$197,409 (+61.59%) Land $31,403 Building $166,006	$197,409 (+25.82%) Land $31,403 Building $166,006
2023		$122,164 (-14.93%) Land $122,164
2022	$2,075.00	$143,611 Land $21,725 Building $121,886	$156,898 Land $28,829 Building $128,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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