1266 41st Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1266 41st Ave, Vero Beach, FL 32960

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 1988
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Sep 2018)
Tax Bill$2,286 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-39-10-00032-0000-00026.0

Property Details

APN / Parcel Number

Primary APN33-39-10-00032-0000-00026.0
Alternative APN
  • 73440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
1st Floor Area1,540 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions117 ft deep x 75 ft wide
Garage Area440 sqft
DrivewayDriveway
Driveway Area1,200 sqft

Exterior Amenities

Pool Area450 sqft
PorchEnclosed Porch
Porch Area220 sqft
Patio Area520 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number73440
Street Address1266 41ST AVE
CityVERO BEACH
StateFL
Zip32960-3861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLAUREL COURT SUBDIVISION LOT 26 PBI 11-99
Legal Range39
Legal Township33
Legal Section10
Legal SubdivisionLAUREL COURT
Legal Lot Number26
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1007
Census Tract50102

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1266 41ST AVE, VERO BEACH, FL 32960-3861
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 8, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Sep 28, 2018Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Prior SaleSep 8, 2016 · Amount on Record
Deed Document Number0031512221
Deed Book / Page3151 / 2221
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1266 41ST AVE, VERO BEACH, FL 32960-3861
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1266 41ST AVE, VERO BEACH, FL 32960-3861

Mortgage

Document Number0034751560
DateOct 20, 2021
Book Page3475/1560
Instrument3120210073436
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1266 41ST AVE, VERO BEACH, FL 32960-3861
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1266 41ST AVE, VERO BEACH, FL 32960-3861

Mortgage

Document Number0034310193
DateJun 8, 2021
Book Page3431/193
Instrument3120210041410
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term328 Months
DueOct 1, 2048

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 28, 2018
Property Address1266 41ST AVE, VERO BEACH, FL 32960-3861
Document Number0031512221
Book / Page003151 / 002221
Instrument DateSep 28, 2018
Instrument59349
Transaction TypeTransfer
Record UpdatedOct 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1266 41ST AVE VERO BEACH FL 329603861, VERO BEACH, FL 32960-3861

Mortgage

Document Number31512223
DateSep 28, 2018
Book Page003151/002223
Instrument59350
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 27, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,286.00 (+19.75%)$170,498 (+5.99%)$295,696 (+3.36%) Land $30,281 Building $265,415
2023$1,909.00 (+3.02%)$160,866 (+3%)$286,076 (+14.53%) Land $30,281 Building $255,795
2022$1,853.00$156,181$249,772 Land $30,281 Building $219,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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