1246 41st Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1246 41st Ave, Vero Beach, FL 32960

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,024 sqft · built 1989
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (May 2026)
Tax Bill$3,266 (2025)
Deeds & MortgagesDec 2025 Line of Credit
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-39-10-00032-0000-00028.0

Property Details

APN / Parcel Number

Primary APN33-39-10-00032-0000-00028.0
Alternative APN
  • 73442

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,024 sqft Living Area
Gross Area2,803 sqft
1st Floor Area2,024 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions123 ft deep x 75.3 ft wide
View / LotInterior
Garage TypeAttached
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area672 sqft
PorchScreened Porch
Porch Area375 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1246 41ST AVE
CityVERO BEACH
StateFL
Zip32960-3861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLAUREL COURT SUBDIVISION LOT 28 PBI 11-99
Legal Range39E
Legal Township33S
Legal Section10
Legal SubdivisionLAUREL COURT
Legal Lot Number28
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1007
Census Tract50102

Owner

Source: Indian River County records · APN 33-39-10-00032-0000-00028.0

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1246 41ST AVE, VERO BEACH, FL 32960-3861
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2025Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
May 29, 2026Warranty Deed, Transfer · Conventional Mortgage
HANCOCK WHITNEY BK
Oct 04, 2018Warranty Deed, Transfer
RIOMAR TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleOct 04, 2018 · Amount on Record
Deed Document Number202625921
Deed Book / Page3864 / 536
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1246 41ST AVE, VERO BEACH, FL 32960-3861
Transaction TypeMortgage
Record UpdatedJun 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1246 41ST AVE, VERO BEACH, FL 32960-3861

Mortgage

Document Number0038211940
DateDec 01, 2025
Book Page3821/1940
Instrument3120250058695
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 24, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 29, 2026
Property Address1246 41ST AVE, VERO BEACH, FL 32960-3861
Document Number0000025921
Book / Page3864 / 536
Instrument DateMay 26, 2026
Instrument202625921
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyPATCH REEF TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$272,195.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1246 41ST AVE, VERO BEACH, FL 32960-3861
InvestorPossibly a Property Investor

Mortgage

Document Number0000025922,
DateMay 29, 2026
Instrument202625922
Lender
NameHANCOCK WHITNEY BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateOct 04, 2018
Property Address1246 41ST AVE, VERO BEACH, FL 32960-3861
Document Number0031530755
Book / Page003153 / 000755
Instrument DateSep 27, 2018
Instrument60464
Transaction TypeTransfer
Record UpdatedOct 18, 2018
Title CompanyRIOMAR TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,575.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1246 41ST AVE VERO BEACH FL 329603861, VERO BEACH, FL 32960-3861

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,266.00 (+15.61%) Homeowner's exemption$240,248 (+5.99%)$333,994 (+3.35%) Land $31,354 Building $302,640
2023$2,825.00 (+2.73%)$226,676 (+3%)$323,183 (+15.37%) Land $31,354 Building $291,829
2022$2,750.00$220,074$280,121 Land $31,354 Building $248,767

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 372 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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