12659 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12659 White Bluff Rd, Hudson, FL 34669

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,893 sqft · built 2006
Lot Size	0.267 acres (11,645 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Apr 2017)
Tax Bill	$3,734 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-25-17-0070-00000-2220`

Property Details

APN / Parcel Number

Primary APN	`03-25-17-0070-00000-2220`
Alternative APN	`1210010`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,893 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	967 sqft
Upper Floors Area	926 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,645 sqft (0.267 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	386 sqft
Fence	Fence
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1210010
Street Address	12659 WHITE BLUFF RD
City	HUDSON
State	FL
Zip	34669-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	VERANDAHS PB 56 PG 064 LOT 222 OR 9524 PG 2933
Legal Range	17E
Legal Township	25S
Legal Section	03
Legal Subdivision	VERANDAHS
Legal Tract	70
Legal Lot Number	222
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2009
Census Tract	31208

Owner

12659 White Bluff Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Pasco County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12659 WHITE BLUFF RD, HUDSON, FL 34669-5018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on File
Deed Sale	Apr 12, 2017 · Amount on File
Prior Sale	Jan 8, 2007 · Amount on File
Deed Document Number	2017054505
Deed Book / Page	9524 / 2933
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 12, 2017
Property Address	12659 WHITE BLUFF RD, HUDSON, FL 34669-5018
Document Number	0095242933
Book / Page	009524 / 002933
Instrument Date	Apr 11, 2017
Instrument	54505
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12659 WHITE BLUFF RD HUDSON FL 346695018, HUDSON, FL 34669-5018

Mortgage

Document Number	95242935
Date	Apr 12, 2017
Book Page	009524/002935
Instrument	54506

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34698

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12659 White Bluff Rd was $3,734 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,734.00 Homeowner's exemption	$148,720 Land $60,704 Building $88,016	$299,887 Land $60,704 Building $239,183
2023	$3,504.00 (+6.09%) Additional exemption filed	$140,320 (+2.99%) Land $45,494 Building $94,826	$312,108 (+26.99%) Land $45,494 Building $266,614
2022	$3,303.00 Homeowner's exemption	$136,240 Land $38,799 Building $97,441	$245,772 Land $38,799 Building $206,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12659 White Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12659 White Bluff Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20