12654 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12654 White Bluff Rd, Hudson, FL 34669 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,694 sqft · built 2007
Lot Size0.167 acres (7,269 sqft)
OwnerIndividual Name on File
Last Sale$189,500 (Jun 2018)
Tax Bill$5,814 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jul 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-25-17-0070-00000-3300

Property Details

APN / Parcel Number

Primary APN03-25-17-0070-00000-3300
Alternative APNs
  • 1725030070000003300
  • 1210902

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,694 sqft Living Area
Gross Area2,114 sqft
1st Floor Area946 sqft
Upper Floors Area748 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,269 sqft (0.167 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area164 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12654 WHITE BLUFF RD
CityHUDSON
StateFL
Zip34669-5018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERANDAHS PB 56 PG 064 LOT 330
Legal Range17E
Legal Township25S
Legal Section03
Legal SubdivisionVERANDAHS
Legal Tract70
Legal Lot Number330
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2002
Census Tract31208

Owner

Source: Pasco County records · APN 03-25-17-0070-00000-3300

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12654 WHITE BLUFF RD, HUDSON, FL 34669-5018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2023Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 19, 2023Warranty Deed, Transfer
NOT AVAILABLE, BAPE TITLE
Jul 02, 2020Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Jul 02, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jun 20, 2018Warranty Deed, Transfer · FHA Mortgage
BBMC MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 20, 2018 · Amount on Record
Deed SaleJun 20, 2018 · Amount on Record
Prior SaleJul 06, 2016 · Amount on Record
Deed Document Number2018104393
Deed Book / Page9744 / 1453
Prior Transfer DateAug 05, 2015
Prior Transfer Doc0092513288
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12654 WHITE BLUFF RD, HUDSON, FL 34669-5018
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12654 WHITE BLUFF RD, HUDSON, FL 34669-5018

Mortgage

Document Number0109101239
DateNov 01, 2023
Book Page10910/1239
Instrument2023193093
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueDec 01, 2052

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 19, 2023
Property Address12654 WHITE BLUFF RD, HUDSON, FL 34669-5018
Document Number0108550144
Book / Page10855 / 144
Map ReferenceMB 56 PG 64
Instrument DateNov 21, 2022
Instrument2023128827
Transaction TypeTransfer
Record UpdatedAug 01, 2023
Title CompanyNOT AVAILABLE, BAPE TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12654 WHITE BLUFF RD, HUDSON, FL 34669-5018

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPASCO FL
Property Address12654 WHITE BLUFF RD, HUDSON, FL 34669-5018
Document Number0101642319
Instrument DateJul 02, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12654 WHITE BLUFF RD HUDSON FL 346695018, HUDSON, FL 34669-5018

Mortgage

Document Number0101642319
DateAug 26, 2020
Book Page010164/002319
Instrument139959
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12654 WHITE BLUFF RD, HUDSON, FL 34669-5018
Document Number0101421143
Instrument DateJul 02, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12654 WHITE BLUFF RD HUDSON FL 346695018, HUDSON, FL 34669-5018

Mortgage

Document Number0101421143
DateJul 23, 2020
Book Page010142/001143
Instrument117778
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJun 20, 2018
Property Address12654 WHITE BLUFF RD, HUDSON, FL 34669-5018
Document Number0097441453
Book / Page9744 / 1453
Map ReferenceMB 56 PG 64
Instrument DateJun 14, 2018
Instrument2018104393
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyFIRST TITLE SOURCE LLC PASCO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,326.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 ROBERTS ST NE, 207, PORT ORCHARD, WA 98367

Transferred To (Grantee/Buyer)

NameVerified Name
Address12654 WHITE BLUFF RD, HUDSON, FL 34669-5018

Mortgage

Document Number2018104394
DateJun 20, 2018
Instrument2018104394
Lender
NameBBMC MORTGAGE LLC
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$271,747 (-0.23%) Land $59,686 Building $212,061$271,747 (-0.23%) Land $59,686 Building $212,061
2025$5,814.00 (-4.17%) Homeowner's exemption$272,382 (-3.85%) Land $59,686 Building $212,696$272,382 (-3.85%) Land $59,686 Building $212,696
2024$6,067.00 (-8.06%)
2023$6,599.00 (+32.3%)$283,278 (+27.51%) Land $45,646 Building $237,632$283,278 (+27.51%) Land $45,646 Building $237,632
2022$4,988.00$222,167 Land $38,171 Building $183,996$222,167 Land $38,171 Building $183,996

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010312082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
12 of 13 on primary residences

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 289 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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