St. Louis County property record for 12658 Clock Tower Dr, Saint Louis, MO 63138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,218 sqft · built 1971 |
| Lot Size | 0.248 acres (10,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,700 (Dec 2021) |
| Tax Bill | $2,955 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07E-23-0243 |
| Primary APN | 07E-23-0243 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| Gross Area | 1,674 sqft |
| 1st Floor Area | 990 sqft |
| Basement Area | 544 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,799 sqft (0.248 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 49 sqft |
| Patio Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12658 CLOCK TOWER DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63138-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COUNTRY VILLAGE PLAT 2 LOT 21 |
| Legal Subdivision | COUNTRY VILLAGE PLAT 2 |
| Legal Lot Number | 21 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | SPANISH LAKE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 210703 |
12658 Clock Tower Dr is owned and occupied by an individual who acquired it in December 2021.
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Mar 7, 2022 | Intrafamily Transfer, Transfer |
| Dec 9, 2021 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2021 · Amount on File |
| Deed Sale | Dec 9, 2021 · Amount on File |
| Prior Sale | Aug 13, 2002 · Amount on File |
| Deed Document Number | 2021654 |
| Deed Book / Page | 25262 / 3697 |
| Last Transfer Date | Dec 18, 2021 |
| Transfer Doc | 0248970034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Document Number | 2025112100172 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025112100172 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Dec 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Document Number | 2023120800142 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 2023120800142 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Document Number | 2023070500445 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 2023070500445 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Document Number | 2023012600162 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 2023012600162 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 7, 2022 |
| Property Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Document Number | 0248970034 |
| Book / Page | 24897 / 34 |
| Map Reference | MB 137 PG 52 |
| Instrument Date | Dec 18, 2021 |
| Instrument | 2022030700269 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12658 CLOCK TOWER DR, 12658, SAINT LOUIS, MO 63138-1419 |
| Name | Verified Name |
|---|---|
| Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 9, 2021 |
| Property Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Document Number | 0252623697 |
| Book / Page | 25262 / 3697 |
| Map Reference | MB 137 PG 52 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021120900654 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12658 CLOCK TOWER DR, 12658, SAINT LOUIS, MO 63138-1419 |
| Name | Verified Name |
|---|---|
| Address | 12658 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Document Number | 2021120900655 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021120900655 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 12658 Clock Tower Dr was $2,955, up 2.3% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Hazelwood School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,020 (-) Land $2,890 Building $30,130 | $173,800 (-) Land $15,200 Building $158,600 | |
| 2025 | $2,955.00 (+2.32%) | $33,020 Land $2,890 Building $30,130 | $173,800 Land $15,200 Building $158,600 |
| 2024 | $2,888.00 (+2.52%) | ||
| 2023 | $2,817.00 (+21.06%) | $30,520 (+36.68%) Land $5,420 Building $25,100 | $160,600 Land $28,500 Building $132,100 |
| 2022 | $2,327.00 | $22,330 Land $5,420 Building $16,910 | |
| 2021 | $117,500 Land $28,500 Building $89,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12658 Clock Tower Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | May 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12658 Clock Tower Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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