St. Louis County property record for 12650 Clock Tower Dr, Saint Louis, MO 63138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,578 sqft · built 1971 |
| Lot Size | 0.252 acres (10,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Oct 2009) |
| Tax Bill | $3,093 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07E-23-0254 |
| Primary APN | 07E-23-0254 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| Gross Area | 1,704 sqft |
| 1st Floor Area | 1,160 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,960 sqft (0.252 acres) |
| Lot Dimensions | 137 ft deep x 80 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Area | 198 sqft |
| Porch | Stoop |
| Patio Area | 120 sqft |
| Poultry House | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12650 CLOCK TOWER DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63138-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COUNTRY VILLAGE PLAT 2 LOT 22 |
| Legal Subdivision | COUNTRY VILLAGE PLAT 2 |
| Legal Lot Number | 22 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | SPANISH LAKE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 210703 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12650 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2009 · Amount on Record |
| Deed Sale | Oct 27, 2009 · Amount on Record |
| Prior Sale | Oct 21, 2008 · Amount on Record |
| Deed Document Number | 2009757 |
| Deed Book / Page | 18638 / 3128 |
| Prior Transfer Date | Jun 16, 2008 |
| Prior Transfer Doc | 0179152853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12650 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 12650 CLOCK TOWER DR, SAINT LOUIS, MO 63138-1419 |
| Document Number | 0249864249 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 24986/4249 |
| Instrument | 2021071300956 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Hazelwood School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,580 (-) Land $2,910 Building $31,670 | $182,000 (-) Land $15,300 Building $166,700 | |
| 2025 | $3,093.00 (+4.56%) | $34,580 (+10.59%) Land $2,910 Building $31,670 | $182,000 (+10.57%) Land $15,300 Building $166,700 |
| 2024 | $2,958.00 (+2.53%) | ||
| 2023 | $2,885.00 (+24.62%) | $31,270 (+40.79%) Land $5,450 Building $25,820 | $164,600 (+40.8%) Land $28,700 Building $135,900 |
| 2022 | $2,315.00 | $22,210 Land $5,450 Building $16,760 | |
| 2021 | $116,900 Land $28,700 Building $88,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | May 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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