1. Home
  2. Florida
  3. Okeechobee County
  4. Okeechobee
  5. SE 108th Dr

12657 SE 108th Dr, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 12657 SE 108th Dr, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 930 sqft · built 1958
Lot Size0.128 acres (5,576 sqft)
Owner2 Individual Names on Record
Last Sale$91,000 (Mar 2019)
Tax Bill$409 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN1-23-38-36-0030-0000B-0130

Property Details

APN / Parcel Number

Primary APN1-23-38-36-0030-0000B-0130

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area930 sqft Heated Area
Gross Area2,394 sqft
Utility Area108 sqft
Utility RoomUtility Room
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,576 sqft (0.128 acres)
Garage TypeCarport
CarportCarport
PorchFinished/Screened Porch
Patio Area554 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address12657 SE 108TH DR
CityOKEECHOBEE
StateFL
Zip34974-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW SUBDIVISION (PLAT BOOK 3 PAGE 1) LOTS 12 & 13 BLOCK B
Legal Range36E
Legal Township38S
Legal Section23
Legal SubdivisionLAKEVIEW SUBDIVISION
Legal BlockB
Legal Lot Number12,13 13
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2058
Census Tract910401

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12657 SE 108TH DR, OKEECHOBEE, FL 34974-1310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2019 · Amount on Record
Deed SaleMar 27, 2019 · Amount on Record
Prior SaleJul 7, 1998 · Amount on Record
Deed Document Number0000082268
Deed Book / Page822 / 68
Record UpdatedJun 8, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 27, 2019
Property Address12657 SE 108TH DR, OKEECHOBEE, FL 34974-1310
Document Number0008220068
Book / Page000822 / 000068
Instrument DateMar 27, 2019
Instrument3174
Transaction TypeTransfer
Record UpdatedApr 23, 2019
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$637.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12657 SE 108TH DR OKEECHOBEE FL 349741310, OKEECHOBEE, FL 34974-1310

Mortgage

Document Number8220071
DateMar 27, 2019
Book Page000822/000071
Instrument3175
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 26, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$409.00 (-59.02%) Homeowner's exemption Disabled Person's exemption Additional exemption filed$95,685 (+5.99%)$138,702 (+0.13%) Land $8,750 Building $129,952
2023$998.00 (+1.53%) Homeowner's exemption Disabled Person's exemption Additional exemption filed$90,280 (+3%)$138,525 (+20.41%) Land $8,750 Building $129,775
2022$983.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed$87,650$115,042 Land $8,750 Building $106,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 63 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims8 (2004–2009)
Claims Outside the SFHA3 of 8
Most Recent ClaimJul 2009 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAKS AT OKEECHOBEE
private · serves 30 people · EPA ID FL4474505
Water SourceGroundwater

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on SE 108th Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures