Okeechobee County property record for 12649 SE 108th Dr, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1958 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $263 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1-23-38-36-0030-0000B-0140 |
| Primary APN | 1-23-38-36-0030-0000B-0140 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Heated Area |
| Gross Area | 1,112 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,576 sqft (0.128 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 12649 SE 108TH DR |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW SUBDIVISION (PLAT BOOK 3 PAGE 1) LOTS 14 & 15 BLOCK B |
| Legal Range | 36E |
| Legal Township | 38S |
| Legal Section | 23 |
| Legal Subdivision | LAKEVIEW SUBDIVISION |
| Legal Block | B |
| Legal Lot Number | 14,15 15 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 910401 |
The current owner of 12649 SE 108th Dr acquired it in July 2006.
Source: Okeechobee County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 12649 SE 108TH DR, OKEECHOBEE, FL 34974-1310 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Apr 23, 2002 · Amount on File |
| Last Transfer Date | Jul 19, 2006 |
| Transfer Doc | 0006060127 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 12649 SE 108th Dr was $263 with exemptions applied.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $263.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed | $78,911 Land $15,000 Building $63,911 | $78,911 Land $15,000 Building $63,911 |
| 2023 | $917.00 (-33.16%) Homeowner's exemption Disabled Person's exemption Additional exemption filed | $78,741 (+13.08%) Land $15,000 Building $63,741 | $78,741 (+13.08%) Land $15,000 Building $63,741 |
| 2022 | $1,372.00 | $69,630 Land $15,000 Building $54,630 | $69,630 Land $15,000 Building $54,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12649 SE 108th Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 8 (2004–2009) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12649 SE 108th Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKS AT OKEECHOBEE private · serves 30 people · EPA ID FL4474505 |
|---|---|
| Water Source | Groundwater |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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