12657 Adams Rd, Granger, IN 46530 Property Records

St. Joseph County property record for 12657 Adams Rd, Granger, IN 46530

Property Summary

Property Type	Commercial Office
Details	3 ba · 1,872 sqft · built 1987
Lot Size	0.566 acres (24,672 sqft)
Owner	Company Name on Record
Tax Bill	$7,003 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-05-07-378-007.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-07-378-007.000-011`
Alternative APN	`00610290453`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,872 sqft Gross Area
1st Floor Area	5,842 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	24,672 sqft (0.566 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	12657 ADAMS RD
City	GRANGER
State	IN
Zip	46530-9641
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	3 FT W SIDE LOT 2 LOTS 3 4 SHAFFERS 7 38 4E
Legal Subdivision	SHAFFER
Legal Lot Number	2,3
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	1
Census Block	1000
Census Tract	11406

Owner

Source: St. Joseph County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	12657 ADAMS RD, GRANGER, IN 46530-9641
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage NOTRE DAME FCU
Mar 13, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK MIDDLEBURY
Mar 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK MIDDLEBURY
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK MIDDLEBURY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2015
Deed Sale	Jun 4, 2015
Deed Document Number	201513577
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	12657 ADAMS RD, GRANGER, IN 46530-9641
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002523998
Date	Sep 23, 2025
Instrument	2523998

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 25, 2030

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	12657 ADAMS RD, GRANGER, IN 46530-9641
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002405315
Date	Mar 13, 2024
Instrument	2405315

Lender

Name	FIRST STATE BANK MIDDLEBURY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Sep 10, 2045

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	12657 ADAMS RD, GRANGER, IN 46530-9641
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002304356
Date	Mar 2, 2023
Instrument	2304356

Lender

Name	FIRST STATE BANK MIDDLEBURY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2053

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	12657 ADAMS RD, GRANGER, IN 46530-9641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2041175
Date	Dec 31, 2020
Instrument	2041175

Lender

Name	FIRST STATE BANK MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 10, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$448,400 (+39.38%) Land $162,000 Building $286,400	$448,400 (+39.38%) Land $162,000 Building $286,400
2024	$7,003.00 (+23.16%)
2023	$5,686.00 (-0.84%)	$321,700 (-) Land $162,000 Building $159,700	$321,700 (-) Land $162,000 Building $159,700
2022	$5,734.00	$321,700 Land $162,000 Building $159,700	$321,700 Land $162,000 Building $159,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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