Hamilton County property record for 12656 Rosebery St, Carmel, IN 46032 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2018 |
| Square Footage | 7,424 sqft Living Area |
| Lot Size | 19,602 sqft (0.45 acres) |
| Garage | Mixed, 796 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $20,263.00 (2024) |
| Primary APN | 29-09-28-059-012.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 7,424 sqft Living Area |
| 1st Floor | 2,845 sqft 1st Floor |
| 2nd Floor | 2,390 sqft 2nd Floor |
| Basement Area | 2,809 sqft Basement |
| Finished Basement | 2,189 sqft Finished |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Roof Material | Asphalt Roof |
| Lot Area | 19,602 sqft (0.45 acres) |
| Depth X Width | 199 ft x 137 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 796 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 1709280059012000 |
|---|---|
| Street Address | 12656 ROSEBERY ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-7384 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .45, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION VO2-B, LOT 313, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | VILLAGE/WESTCLAY SEC V02-B |
| Legal Lot Number | 313 |
| Jurisdiction | HAMILTON IN |
| Minor Civil Division | CLAY |
| Census Blockgroup | 1 |
| Census Block | 1033 |
| Census Tract | 111009 |
Source: Hamilton County records · APN 29-09-28-059-012.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12656 ROSEBERY ST, CARMEL, IN 46032-7384 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Dec 28, 2020 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| Oct 01, 2018 | Warranty Deed, Subdivision Related Transfer · Adjustable Rate Mortgage (ARM) ELEMENTS FINANCIAL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2018 |
| Deed Sale | Oct 01, 2018 |
| Deed Doc Number | 2018045536 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12656 ROSEBERY ST, CARMEL, IN 46032-7384 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009293 |
|---|---|
| Date | Feb 04, 2021 |
| Instrument | 2021009293 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12656 ROSEBERY ST, CARMEL, IN 46032-7384 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000095552 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020095552 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | May 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 01, 2018 |
| Property Address | 12656 ROSEBERY ST, CARMEL, IN 46032-7384 |
| Document Number | 2018045536 |
| Map Reference | CAB4 SL110 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 2018045536 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12656 ROSEBERRY ST, CARMEL, IN 46032-7384 |
| Document Number | 2018045537 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 2018045537 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Oct 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 5-Year CMT |
| Max Rate | 9.87% |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,970,500 (+12.9%) Land $288,300 Building $1,682,200 | $1,970,500 (+12.9%) Land $288,300 Building $1,682,200 | |
| 2024 | $20,263.00 (-0.26%) | $1,745,400 (-0.86%) Land $288,300 Building $1,457,100 | $1,745,400 (-0.86%) Land $288,300 Building $1,457,100 |
| 2023 | $20,316.00 (+20.81%) Homeowner's exemption | $1,760,600 (+21.85%) Land $288,300 Building $1,472,300 | $1,760,600 (+21.85%) Land $288,300 Building $1,472,300 |
| 2022 | $16,817.00 Homeowner's exemption | $1,444,900 Land $220,700 Building $1,224,200 | $1,444,900 Land $220,700 Building $1,224,200 |
12656 Rosebery St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hamilton County (18057C), updated October 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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