Hamilton County property record for 12651 Rosebery St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 7,283 sqft · built 2017 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,039,245 (Sep 2017) |
| Tax Bill | $15,749 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-059-016.000-018 |
| Primary APN | 29-09-28-059-016.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 7,283 sqft Living Area |
| 1st Floor Area | 2,478 sqft |
| 2nd Floor Area | 2,562 sqft |
| Basement Area | 2,478 sqft |
| Finished Basement | 2,243 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 184 ft deep x 84 ft wide |
| Garage Type | Mixed |
| Garage Area | 796 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709280059016000 |
|---|---|
| Street Address | 12651 ROSEBERY ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-7384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .53, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION VO2-B, LOT 318, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | VILLAGE/WESTCLAY SEC V02-B |
| Legal Lot Number | 318 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 111009 |
Source: Hamilton County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12651 ROSEBERY ST, CARMEL, IN 46032-7384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan FIFTH THIRD BANK NA |
| May 25, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Sep 5, 2017 | Warranty Deed, Subdivision Related Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 5, 2017 · Amount on Record |
| Deed Sale | Sep 5, 2017 · Amount on Record |
| Deed Document Number | 2017043952 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12651 ROSEBERY ST, CARMEL, IN 46032-7384 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12651 ROSEBERY ST, CARMEL, IN 46032-7384 |
| Document Number | 0000052327 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025052327 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12651 ROSEBERY ST, CARMEL, IN 46032-7384 |
| Document Number | 0000024066 |
| Instrument Date | May 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | PINNACLE LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 12651 ROSEBERY ST CARMEL IN 460327384, CARMEL, IN 46032-7384 |
| Document Number | 0000024066 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 24066 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 5, 2017 |
| Property Address | 12651 ROSEBERY ST, CARMEL, IN 46032-7384 |
| Document Number | 2017043952 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 2017043952 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12651 ROSEBERRY ST, CARMEL, IN 46032-7384 |
| Document Number | 2017043953 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 2017043953 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.65% |
| Index | 1-Year LIBOR |
| Max Rate | 7.65% |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,522,500 (+11.87%) Land $297,100 Building $1,225,400 | $1,522,500 (+11.87%) Land $297,100 Building $1,225,400 | |
| 2024 | $15,749.00 (-0.22%) | $1,360,900 (-0.82%) Land $297,100 Building $1,063,800 | $1,360,900 (-0.82%) Land $297,100 Building $1,063,800 |
| 2023 | $15,784.00 (+18.14%) Homeowner's exemption | $1,372,100 (+19.18%) Land $297,100 Building $1,075,000 | $1,372,100 (+19.18%) Land $297,100 Building $1,075,000 |
| 2022 | $13,360.00 Homeowner's exemption | $1,151,300 Land $227,500 Building $923,800 | $1,151,300 Land $227,500 Building $923,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures