12654 Harney St, Venice, FL 34293 Property Records

Sarasota County property record for 12654 Harney St, Venice, FL 34293

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,715 sqft · built 2017
Lot Size	0.282 acres (12,322 sqft)
Owner	Individual Name on File
Last Sale	$747,000 (Mar 2025)
Tax Bill	$4,941 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2018 Second Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`0759-13-0011`

Property Details

APN / Parcel Number

Primary APN	`0759-13-0011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,715 sqft Living Area
1st Floor Area	2,715 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete
Lot Area	12,322 sqft (0.282 acres)
Garage Type	Attached
Garage Area	670 sqft
Porch	Open Porch
Porch Area	357 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12654 HARNEY ST
City	VENICE
State	FL
Zip	34293-2693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SAPD
Legal Description	LOT 606, GRAND PALM PH 2A(B) & 2A(C) PB 50 PG 25
Legal Range	20E
Legal Township	39S
Legal Section	20
Legal Subdivision	GRAND PALM PH 2A(B) & 2A(C)
Legal Phase	B
Legal Tract	3217
Legal Block	8
Legal Lot Number	606
Jurisdiction	SARASOTA FL
Township / Civil Division	VENICE
Census Block Group	2
Census Block	2020
Census Tract	2734

Owner

12654 Harney St is owned and occupied by an individual who bought it in March 2025.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12654 HARNEY ST, VENICE, FL 34293-2693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 9, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 3, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 16, 2017	Special Warranty Deed, Construction Loan · Construction Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2025 · Amount on File
Deed Sale	Mar 7, 2025 · Amount on File
Prior Sale	May 16, 2017 · Amount on File
Deed Document Number	2025036146
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	12654 HARNEY ST, VENICE, FL 34293-2693
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12654 HARNEY ST, VENICE, FL 34293-2693

Mortgage

Document Number	0000025274
Date	Feb 15, 2023
Instrument	2023025274

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	12654 HARNEY ST, VENICE, FL 34293-2693
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044893
Date	Apr 9, 2018
Instrument	2018044893

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	238 Months
Due	Feb 22, 2038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	12654 HARNEY ST, VENICE, FL 34293-2693
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030601
Date	Mar 3, 2020
Instrument	2020030601

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	12654 HARNEY ST, VENICE, FL 34293-2693
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12654 HARNEY ST, VENICE, FL 34293-2693

Mortgage

Document Number	0000087909
Date	May 11, 2021
Instrument	2021087909

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	12654 HARNEY ST, VENICE, FL 34293-2693
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12654 HARNEY ST, VENICE, FL 34293-2693

Mortgage

Document Number	0000228356
Date	Dec 22, 2021
Instrument	2021228356

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2017: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	May 16, 2017
Property Address	12654 HARNEY ST, VENICE, FL 34293-2693
Document Number	0000061403
Map Reference	MB50 PG25
Instrument Date	May 15, 2017
Instrument	2017061403
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	ALLEGIANT TITLE PROFESSIONAL

Transaction

Amount	Amount on Record
Tax	$651.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5800 LAKEWOOD RANCH BLVD N, 5800, LAKEWOOD RANCH, FL 34240-8479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12654 HANEY ST, VENICE, FL 34293-2693

Mortgage

Document Number	0000061404
Date	May 16, 2017
Instrument	2017061404

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12654 Harney St was $4,941 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,941.00 Homeowner's exemption	$467,644	$593,700 Land $132,400 Building $461,300
2023	$6,676.00 (+3.84%) Homeowner's exemption	$441,228 (+3%)	$668,700 (+15.51%) Land $128,500 Building $540,200
2022	$6,429.00 Homeowner's exemption	$428,377	$578,900 Land $110,800 Building $468,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12654 Harney St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,439 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,447 units insured incl. 8 condo units
Nearby Flood Claims	16 (2022–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 4 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12654 Harney St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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