12651 NE 22nd Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 12651 NE 22nd Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,526 sqft · built 2007
Lot Size	4.73 acres (206,039 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (Mar 2000)
Tax Bill	$2,862 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-02-36-35-0010-00050-0060`

Property Details

APN / Parcel Number

Primary APN	`1-02-36-35-0010-00050-0060`
Alternative APN	`R10236350010000500060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,526 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	2,874 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	206,039 sqft (4.73 acres)
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12651 NE 22ND AVE
City	OKEECHOBEE
State	FL
Zip	34972-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY HILLS ESTATES (PLAT BOOK 4 PAGE 97) LOT 6 BLOCK 5
Legal Range	35E
Legal Township	36S
Legal Section	02
Legal Subdivision	COUNTRY HILLS ESTATES
Legal Block	5
Legal Lot Number	6
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	3
Census Block	3021
Census Tract	910101

Owner

12651 NE 22nd Ave is owned and occupied by an individual who acquired it in July 2016.

Source: Okeechobee County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	12651 NE 22ND AVE, OKEECHOBEE, FL 34972-4822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 2, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2000 · Amount on File
Deed Sale	Mar 8, 2000 · Amount on File
Deed Book / Page	435 / 961
Last Transfer Date	Jul 13, 2016
Transfer Doc	0007771687
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	May 11, 2026
Property Address	12651 NE 22ND AVE, OKEECHOBEE, FL 34972-4822
Document Number	0000005231
Instrument Date	Mar 24, 2026
Instrument	20265231
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12651 NE 22ND AVE, OKEECHOBEE, FL 34972-4822

Mortgage

Document Number	0000005231,
Date	May 11, 2026
Instrument	20265231

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Nov 1, 2051

Interest

Rate	5.98%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	12651 NE 22ND AVE, OKEECHOBEE, FL 34972-4822
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12651 NE 22ND AVE, OKEECHOBEE, FL 34972-4822

Mortgage

Document Number	0000001414
Date	Feb 2, 2022
Instrument	2022001414

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12651 NE 22nd Ave was $2,862 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,862.00 Homeowner's exemption	$197,189	$443,390 Land $142,900 Building $300,490
2023	$2,671.00 (+6.88%) Homeowner's exemption	$186,050 (+3%)	$409,704 (+25.18%) Land $85,410 Building $324,294
2022	$2,499.00 Homeowner's exemption	$180,631	$327,279 Land $65,260 Building $262,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12651 NE 22nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	12 (2004–2008)
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12651 NE 22nd Ave is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NE 22nd Ave

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