12650 NE 22nd Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 12650 NE 22nd Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,800 sqft · built 1980
Lot Size4.73 acres (206,039 sqft)
OwnerIndividual Name on Record
Last Sale$217,700 (Jul 2023)
Tax Bill$9,762 (2025)
Deeds & MortgagesJul 2023 Sale
Mar 2022 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-02-36-35-0010-00040-0190

Property Details

APN / Parcel Number

Primary APN1-02-36-35-0010-00040-0190

Interior

Bedrooms5 Beds
Full Baths5 Baths
Building Area4,800 sqft Heated Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area206,039 sqft (4.73 acres)
Lot Dimensions625 ft deep x 330 ft wide
Pool Area456 sqft
Patio Area213 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address12650 NE 22ND AVE
CityOKEECHOBEE
StateFL
Zip34972-8578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY HILLS ESTATES (PLAT BOOK 4 PAGE 97) LOT 19 BLOCK 4
Legal Range35E
Legal Township36S
Legal Section02
Legal SubdivisionCOUNTRY HILLS ESTATES
Legal Block4
Legal Lot Number19
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3020
Census Tract910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12650 NE 22ND AVE, OKEECHOBEE, FL 34972-8578
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Warranty Deed, Transfer
Mar 9, 2022Warranty Deed, Construction Loan · Construction Mortgage
EQUITYMAX INC
Oct 6, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2023 · Amount on Record
Deed SaleJul 31, 2023 · Amount on Record
Prior SaleMar 9, 2022 · Amount on Record
Deed Document Number0000009019
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJul 31, 2023
Property Address12650 NE 22ND AVE, OKEECHOBEE, FL 34972-8578
Document Number0000009019
Map ReferenceMB 4 PG 97
Instrument DateJul 31, 2023
Instrument2023009019
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

AmountAmount Recorded
Tax$1,523.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12650 NE 22ND AVE, OKEECHOBEE, FL 34972-8578

Transferred To (Grantee/Buyer)

NameVerified Name
Address12650 NE 22ND AVE, OKEECHOBEE, FL 34972-8578

March 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 9, 2022
Property Address12650 NE 22ND AVE, OKEECHOBEE, FL 34972-8578
Document Number0000003245
Map ReferenceMB 4 PG 97
Instrument DateMar 8, 2022
Instrument2022003245
Transaction TypeConstruction Loan
Record UpdatedApr 13, 2022
Title CompanyPATCH REEF TITLE COMPANY INC, PEACH REEF TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 S PARROTT AVE, 1200, OKEECHOBEE, FL 34974-5272

Transferred To (Grantee/Buyer)

NameVerified Name
Address12650 NE 22ND AVE, OKEECHOBEE, FL 34972-8578

Mortgage

Document Number0000003246
DateMar 9, 2022
Instrument2022003246
Lender
NameEQUITYMAX INC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term206 Months
DueApr 30, 2039

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address12650 NE 22ND AVE, OKEECHOBEE, FL 34972-8578
Document Number0007970766
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address12650 NE 22ND AVE OKEECHOBEE FL 349728578, OKEECHOBEE, FL 34972-8578

Mortgage

Document Number0007970766
DateOct 20, 2017
Book Page000797/000766
Instrument10100
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,762.00 (-4.58%) Homeowner's exemption$752,447 (+9.22%) Land $153,900 Building $598,547$752,447 (+9.22%) Land $153,900 Building $598,547
2023$10,231.00 (+109.78%)$688,906 (+96.57%) Land $91,410 Building $597,496$688,906 (+21.27%) Land $91,410 Building $597,496
2022$4,877.00 Homeowner's exemption$350,461$568,095 Land $68,760 Building $499,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

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