12650 Bailey Rd, Ravenna, MI 49451 Property Records

Muskegon County property record for 12650 Bailey Rd, Ravenna, MI 49451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1999
Lot Size	19.5 acres (849,420 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Feb 2016)
Tax Bill	$3,727 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61-12-002-400-0004-30`

Property Details

APN / Parcel Number

Primary APN	`61-12-002-400-0004-30`
Alternative APN	`12002400000430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	849,420 sqft (19.5 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12650 BAILEY RD
City	RAVENNA
State	MI
Zip	49451-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	MOORLAND TOWNSHIP SEC 2 T10N R14W W 1/2 OF SE 1/4 OF SE 1/4
Jurisdiction	MUSKEGON MI
Township / Civil Division	MOORLAND
Census Block Group	1
Census Block	1018
Census Tract	3000

Owner

12650 Bailey Rd is owned and occupied by two individuals who bought it in February 2016.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12650 BAILEY RD, RAVENNA, MI 49451-9553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jun 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2016 · Amount on File
Deed Sale	Feb 23, 2016 · Amount on File
Prior Sale	Aug 21, 2014
Deed Document Number	20165544222
Deed Book / Page	4078 / 386
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	12650 BAILEY RD, RAVENNA, MI 49451-9553
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005624683
Date	Jun 5, 2018
Book Page	4158/921
Instrument	5624683

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	12650 BAILEY RD, RAVENNA, MI 49451-9553
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005626560
Date	Jun 28, 2018
Book Page	4160/800
Instrument	5626560

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	12650 BAILEY RD, RAVENNA, MI 49451-9553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005707506
Date	Dec 10, 2020
Book Page	4241/825
Instrument	5707506

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 12650 Bailey Rd was $3,727 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Moorland Township
Unified School District	Ravenna Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,900 (+6.14%)	$345,800 (+6.14%)
2025	$3,727.00 Homeowner's exemption	$162,900	$325,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12650 Bailey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12650 Bailey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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