12440 Bailey Rd, Ravenna, MI 49451 Property Records

Muskegon County property record for 12440 Bailey Rd, Ravenna, MI 49451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,697 sqft · built 2005
Lot Size	7.8 acres (339,768 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Apr 2016)
Tax Bill	$4,843 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Aug 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`61-12-002-400-0003-20`

Property Details

APN / Parcel Number

Primary APN	`61-12-002-400-0003-20`
Alternative APN	`12002400000320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
1st Floor Area	1,684 sqft
Basement Area	1,684 sqft
Unfinished Basement	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	339,768 sqft (7.8 acres)
Garage Area	1,744 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12440 BAILEY RD
City	RAVENNA
State	MI
Zip	49451-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	MOORLAND TOWNSHIP SEC 2 T10N R14W W 1/4 OF SW 1/4 OF SE 1/4 EXC W 132 FT OF S 660 FT TH'OF
Jurisdiction	MUSKEGON MI
Township / Civil Division	MOORLAND
Census Block Group	1
Census Block	1018
Census Tract	3000

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12440 BAILEY RD, RAVENNA, MI 49451-9553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
Aug 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2016 · Amount on Record
Deed Sale	Apr 1, 2016 · Amount on Record
Prior Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	20165550067
Deed Book / Page	4084 / 237
Prior Transfer Date	Oct 8, 2012
Prior Transfer Doc	0005428679
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	12440 BAILEY RD, RAVENNA, MI 49451-9553
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 BAILEY RD, RAVENNA, MI 49451-9553

Mortgage

Document Number	4268/601
Date	Jul 22, 2021
Book Page	4268/601
Instrument	5734256

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	12440 BAILEY RD, RAVENNA, MI 49451-9553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005694846
Date	Aug 5, 2020
Book Page	4229/153
Instrument	5694846

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	12440 BAILEY RD, RAVENNA, MI 49451-9553
Document Number	0005689513
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12440 BAILEY RD RAVENNA MI 494519553, RAVENNA, MI 49451-9553

Mortgage

Document Number	0005689513
Date	Jun 22, 2020
Book Page	004223/000814
Instrument	5689513

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2035

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	12440 BAILEY RD, RAVENNA, MI 49451-9553
Document Number	0005634066
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12440 BAILEY RD RAVENNA MI 494519553, RAVENNA, MI 49451-9553

Mortgage

Document Number	0005634066
Date	Sep 28, 2018
Book Page	004168/000314
Instrument	5634066

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 27, 2043

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	12440 BAILEY RD, RAVENNA, MI 49451-9553
Document Number	0005631046
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12440 BAILEY RD RAVENNA MI 494519553, RAVENNA, MI 49451-9553

Mortgage

Document Number	0005631046
Date	Aug 23, 2018
Book Page	004165/000291
Instrument	5631046

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	12440 BAILEY RD, RAVENNA, MI 49451-9553
Document Number	0005602195
Book / Page	004136 / 000413
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12440 BAILEY RD RAVENNA MI 494519553, RAVENNA, MI 49451-9553

Mortgage

Document Number	0005602195
Date	Oct 13, 2017
Book Page	004136/000413
Instrument	5602195

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Moorland Township
Unified School District	Ravenna Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,500 (+5.4%)	$511,000 (+5.4%)
2025	$4,843.00 (+2.41%) Homeowner's exemption	$242,400	$484,800
2024	$4,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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