1265 Spring Ash Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 1265 Spring Ash Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,351 sqft · built 1995
Lot Size	0.46 acres (20,038 sqft)
Owner	Owner Name on File
Last Sale	$295,000 (Jun 2014)
Tax Bill	$9,847 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67 22423 0009`

Property Details

APN / Parcel Number

Primary APN	`O67 22423 0009`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,351 sqft Living Area
1st Floor Area	1,065 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	20,038 sqft
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	415 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	44 sqft
Deck Area	519 sqft
Patio Area	519 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1265 SPRING ASH DR
City	DAYTON
State	OH
Zip	45458-4756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 CHELSEA TRACE SUBD SEC 2
Legal Subdivision	CHELSEA TRACE SUBD
Legal Lot Number	49
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	40305

Owner

The current owner of 1265 Spring Ash Dr bought it in June 2014.

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	1265 SPRING ASH DR, DAYTON, OH 45458-4756
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Jun 10, 2014 · Amount on File
Deed Sale	Jun 10, 2014 · Amount on File
Prior Sale	Aug 23, 2000 · Amount on File
Deed Document Number	2014-00029349
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1265 SPRING ASH DR, DAYTON, OH 45458-4756
Document Number	0000078526
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1265 SPRING ASH DR CENTERVILLE OH 454584756, CENTERVILLE, OH 45458-4756

Mortgage

Document Number	0000078526
Date	Dec 29, 2020
Instrument	78526

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,210 Land $25,680 Building $121,530
2024	$9,847.00 (+8.65%)
2023	$9,063.00 (+3.9%)	$147,210 (+31.31%) Land $25,680 Building $121,530	$420,590 Land $73,360 Building $347,230
2022	$8,723.00	$112,110 Land $19,600 Building $92,510
2020			$320,310 Land $56,000 Building $264,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1265 Spring Ash Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1265 Spring Ash Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20