1251 Spring Ash Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 1251 Spring Ash Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,146 sqft · built 1996
Lot Size	0.5 acres (21,780 sqft)
Owner	Owner Name on File
Last Sale	$293,400 (Sep 2002)
Tax Bill	$9,840 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`O67 22423 0011`

Property Details

APN / Parcel Number

Primary APN	`O67 22423 0011`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,146 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	730 sqft
Unfinished Basement	730 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	21,780 sqft
Lot Dimensions	216 ft deep x 100 ft wide
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	162 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1251 SPRING ASH DR
City	DAYTON
State	OH
Zip	45458-4756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 CHELSEA TRACE SUBD SEC 2
Legal Subdivision	CHELSEA TRACE SUBD
Legal Lot Number	51
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	40305

Owner

The current owner of 1251 Spring Ash Dr acquired it in January 2011.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Owner Name on File
Mailing Address	1251 SPRING ASH DR, DAYTON, OH 45458-4756
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jan 31, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2002 · Amount on File
Deed Sale	Sep 17, 2002 · Amount on File
Prior Sale	Sep 17, 2002 · Amount on File
Deed Document Number	0000112879
Last Transfer Date	Jan 11, 2011
Transfer Doc	0000002707
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1251 SPRING ASH DR, DAYTON, OH 45458-4756
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089828
Date	Nov 29, 2021
Instrument	2021-00089828

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1251 SPRING ASH DR, DAYTON, OH 45458-4756
Document Number	0000008204
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 SPRING ASH DR CENTERVILLE OH 454584756, CENTERVILLE, OH 45458-4756

Mortgage

Document Number	0000008204
Date	Feb 14, 2019
Instrument	8204

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,100 Land $25,680 Building $121,420
2024	$9,840.00 (+8.66%)
2023	$9,056.00 (+3.9%)	$147,100 (+31.32%) Land $25,680 Building $121,420	$420,270 Land $73,360 Building $346,910
2022	$8,716.00	$112,020 Land $19,600 Building $92,420
2020			$320,070 Land $56,000 Building $264,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1251 Spring Ash Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1251 Spring Ash Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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