Wells County property record for 1265 S 400 E, Bluffton, IN 46714
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2.5 ba · 3,472 sqft · built 2022 |
| Lot Size | 7.22 acres (314,677 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,397 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2021 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 90-08-11-200-004.000-003 |
| Primary APN | 90-08-11-200-004.000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,472 sqft Living Area |
| 1st Floor Area | 3,472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Metal Frame |
| Roof Material | Metal |
| Lot Area | 314,677 sqft (7.22 acres) |
| Garage Type | Mixed |
| Garage Area | 2,320 sqft |
| Parking Spaces | 8 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001523933 |
|---|---|
| Street Address | 1265 S 400 E |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-1439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 11-26-12 7.224A PT W 774.84' NW |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 40500 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1265 S 400 E, BLUFFTON, IN 46714-1439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU |
| Jul 21, 2021 | Corporation Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC |
| May 6, 2020 | Corporation Deed, Transfer · Construction Mortgage THREE RIVERS FCU |
| Nov 25, 2019 | Corporation Deed, Transfer · Construction Mortgage THREE RIVERS FCU |
| Jul 12, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2022 |
| Deed Sale | Jan 3, 2022 |
| Prior Sale | Jul 21, 2021 |
| Deed Document Number | 202214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 1265 S 400 E, BLUFFTON, IN 46714-1439 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020214401 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 20214401 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 15, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jul 21, 2021 |
| Property Address | 1265 S 400 E, BLUFFTON, IN 46714-1439 |
| Document Number | 0020213292 |
| Map Reference | DB 106 PG 195 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 20213292 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Title Company | METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4079 SE STATE ROAD 116, BLUFFTON, IN 46714-9105 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | May 6, 2020 |
| Property Address | 1265 S 400 E, BLUFFTON, IN 46714-1439 |
| Document Number | 0020201814 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 20201814 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2155 N MAIN ST STE 3, 3, BLUFFTON, IN 46714-1195 |
| Document Number | 0020201815 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 20201815 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Nov 25, 2019 |
| Property Address | 1265 S 400 E, BLUFFTON, IN 46714-1439 |
| Document Number | 0020194183 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 20194183 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3341 N STATE ROAD 1, BLUFFTON, IN 46714-9209 |
| Document Number | 0020194186 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 20194186 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jul 12, 2017 |
| Property Address | 1265 S 400 E, BLUFFTON, IN 46714-1439 |
| Document Number | 0020170076 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 20170076 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 E 200 S, BLUFFTON, IN 46714-9651 |
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,397.00 (+23.08%) Homeowner's exemption | $467,300 (+93.26%) Land $54,100 Building $413,200 | $467,300 (+93.26%) Land $54,100 Building $413,200 |
| 2024 | $2,760.00 (+2,073.23%) | ||
| 2023 | $241,800 (+2,392.78%) Land $42,000 Building $199,800 | $241,800 (+2,392.78%) Land $42,000 Building $199,800 | |
| 2022 | $127.00 | $9,700 Land $9,700 | $9,700 Land $9,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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