Wells County property record for 1039 S 400 E, Bluffton, IN 46714
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 3 ba · 4,509 sqft · built 2016 |
| Lot Size | 9.48 acres (412,949 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,600 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 90-08-11-200-004.002-003 |
| Primary APN | 90-08-11-200-004.002-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,509 sqft Living Area |
| 1st Floor Area | 3,583 sqft |
| Attic | Attic |
| Attic Area | 1,852 sqft |
| Family Room | Family Room |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 412,949 sqft (9.48 acres) |
| Garage Type | Attached |
| Garage Area | 1,074 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 600 sqft |
| Porch | Slab |
| Heating System | Solar |
|---|
| Account Number | 00008105586 |
|---|---|
| Street Address | 1039 S 400 E |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 11-26-12 9.47A PT NW/4 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 40500 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1039 S 400 E, BLUFFTON, IN 46714-9402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK BERNIE |
| Jun 22, 2021 | Corporation Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2021 |
| Deed Sale | Jun 22, 2021 |
| Deed Document Number | 20212789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 1039 S 400 E, BLUFFTON, IN 46714-9402 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020211944 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 20211944 |
| Name | FIRST BANK BERNIE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jun 22, 2021 |
| Property Address | 1039 S 400 E, BLUFFTON, IN 46714-9402 |
| Document Number | 0020212789 |
| Map Reference | DB 106 PG 195 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 20212789 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1039 S 400 E, BLUFFTON, IN 46714-9402 |
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,600.00 (+3.38%) Homeowner's exemption | $824,800 (+3.27%) Land $80,200 Building $744,600 | $824,800 (+3.27%) Land $80,200 Building $744,600 |
| 2024 | $6,384.00 (+11.43%) | ||
| 2023 | $798,700 (+3.97%) Land $61,200 Building $737,500 | $798,700 (+3.97%) Land $61,200 Building $737,500 | |
| 2022 | $5,729.00 | $768,200 Land $47,100 Building $721,100 | $768,200 Land $47,100 Building $721,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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