1265 Girard Ct, Vista, CA 92084 Property Records

San Diego County property record for 1265 Girard Ct, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,600 sqft · built 1988
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Feb 2020)
Tax Bill	$7,691 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177-120-69-00`

Property Details

APN / Parcel Number

Primary APN	`177-120-69-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,600 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	9,278 sqft (0.213 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1265 GIRARD CT
City	VISTA
State	CA
Zip	92084-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 5 TR 010180
Legal Subdivision	VISTA 77-32
Legal Tract	010180
Legal Block	4
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4001
Census Tract	19601

Owner

1265 Girard Ct is owned and occupied by two individuals who acquired it in December 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1265 GIRARD CT, VISTA, CA 92084-5723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Feb 7, 2020	Quit Claim Deed, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO
Feb 7, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on File
Deed Sale	Feb 7, 2020 · Amount on File
Prior Sale	Jun 9, 2005 · Amount on File
Deed Document Number	202063648
Last Transfer Date	Dec 29, 2021
Transfer Doc	0000004136
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2022
Property Address	1265 GIRARD CT, VISTA, CA 92084-5723
Document Number	0000004136
Map Reference	MAP 10180
Instrument Date	Dec 29, 2021
Instrument	2022-0004136
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1265 GIRARD CT, VISTA, CA 92084-5723

Mortgage

Document Number	0000004137
Date	Jan 4, 2022
Instrument	2022-0004137

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 7, 2020
Property Address	1265 GIRARD CT, VISTA, CA 92084-5723
Document Number	0000063647
Instrument Date	Jan 29, 2020
Instrument	63647
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1035 E VISTA WAY #214 VISTA CA 920844606, 214, VISTA, CA 92084-4606

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 7, 2020
Property Address	1265 GIRARD CT, VISTA, CA 92084-5723
Document Number	0000063648
Map Reference	MAP 10180
Instrument Date	Jan 29, 2020
Instrument	2020-0063648
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1265 GIRARD CT, VISTA, CA 92084-5723

Mortgage

Document Number	0000063649
Date	Feb 7, 2020
Instrument	2020-0063649

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1265 Girard Ct was $7,691 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$630,264 (+2%) Land $326,918 Building $303,346
2025	$7,691.00 Homeowner's exemption	$617,907 Land $320,508 Building $297,399
2023	$7,135.00 (+0.03%) Homeowner's exemption	$593,914 Land $308,063 Building $285,851
2022	$7,133.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1265 Girard Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1265 Girard Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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