1259 Girard Ct, Vista, CA 92084 Property Records

San Diego County property record for 1259 Girard Ct, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,578 sqft · built 1986
Lot Size	0.227 acres (9,887 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Sep 2021)
Tax Bill	$10,020 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`177-120-68-00`

Property Details

APN / Parcel Number

Primary APN	`177-120-68-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,578 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	9,887 sqft (0.227 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1259 GIRARD CT
City	VISTA
State	CA
Zip	92084-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 4 TR 010180
Legal Subdivision	VISTA 77-32
Legal Tract	010180
Legal Block	4
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4001
Census Tract	19601

Owner

1259 Girard Ct is owned and occupied by two individuals who bought it in September 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1259 GIRARD CT, VISTA, CA 92084-5723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jan 22, 2019	Quit Claim Deed, Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Oct 30, 1997 · Amount on File
Deed Document Number	2021684808
Prior Transfer Date	Jan 13, 1995
Prior Transfer Doc	0000577333
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2021
Property Address	1259 GIRARD CT, VISTA, CA 92084-5723
Document Number	0000684808
Map Reference	MAP 10180
Instrument Date	Sep 13, 2021
Instrument	2021-0684808
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1259 GIRARD CT, VISTA, CA 92084-5723

Mortgage

Document Number	0000684809
Date	Sep 29, 2021
Instrument	2021-0684809

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1259 GIRARD CT, VISTA, CA 92084-5723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1259 GIRARD CT, VISTA, CA 92084-5723

Mortgage

Document Number	0000721831
Date	Nov 17, 2020
Instrument	2020-0721831

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1259 GIRARD CT, VISTA, CA 92084-5723
Document Number	0000469746
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1259 GIRARD CT VISTA CA 920845723, VISTA, CA 92084-5723

Mortgage

Document Number	0000469746
Date	Oct 17, 2019
Instrument	469746

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2019
Property Address	1259 GIRARD CT, VISTA, CA 92084-5723
Document Number	0000021557
Instrument Date	Jan 8, 2019
Instrument	21557
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1259 GIRARD CT VISTA CA 920845723, VISTA, CA 92084-5723

Mortgage

Document Number	21558
Date	Jan 22, 2019
Instrument	21558

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1259 Girard Ct was $10,020.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$833,470 (+2%) Land $195,808 Building $637,662
2025	$10,020.00	$817,128 Land $191,969 Building $625,159
2023	$9,281.00 (+0.23%)	$785,399 Land $184,515 Building $600,884
2022	$9,260.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1259 Girard Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1259 Girard Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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