Clay County property record for 1265 Floyd St, Fleming Island, FL 32003
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1999 |
| Lot Size | 0.563 acres (24,567 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,468 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014996-000-00 |
| Primary APN | 38-05-26-014996-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Heated Area |
| Gross Area | 2,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,567 sqft (0.563 acres) |
| Lot Dimensions | 123 ft deep x 200 ft wide |
| Garage Area | 900 sqft |
| Porch | Porch |
| Porch Area | 700 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Street Address | 1265 FLOYD ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8720 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 38-40 BLK 7A FLEMING ISL ESTATES AS REC O R 3798 PG 2180;O R 3954 PG 431 & 4043 PG 21 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISL ESTATES |
| Legal Block | 7A |
| Legal Lot Number | 38-40 39 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30707 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1265 FLOYD ST, FLEMING ISLAND, FL 32003-8720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Aug 17, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 |
| Deed Sale | Oct 12, 2023 |
| Deed Document Number | 2015054745 |
| Deed Book / Page | 3798 / 2180 |
| Prior Transfer Date | Oct 23, 2015 |
| Prior Transfer Doc | 2015054745 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1265 FLOYD ST, FLEMING ISLAND, FL 32003-8720 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1265 FLOYD ST, FLEMING ISLAND, FL 32003-8720 |
| Document Number | 0046490579 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 4649/579 |
| Instrument | 2022056005 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1265 FLOYD ST, FLEMING ISLAND, FL 32003-8720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | POWERHOUSE TITLT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0040040064 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 4004/0064 |
| Instrument | 2017042305 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 20, 2017 |
| Property Address | 1265 FLOYD ST, FLEMING ISLAND, FL 32003-8720 |
| Document Number | 0039540431 |
| Book / Page | 003954 / 000431 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 13748 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,468.00 (-15.92%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $146,419 (+5.99%) | $218,335 (+5.81%) Land $140,000 Building $78,335 |
| 2023 | $1,746.00 (+6.27%) Homeowner's exemption Disabled Person's exemption | $138,149 (+3%) | $206,354 (+46.63%) Land $140,000 Building $66,354 |
| 2022 | $1,643.00 Homeowner's exemption Disabled Person's exemption | $134,126 | $140,729 Land $80,000 Building $60,729 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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