1251 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 1251 Floyd St, Fleming Island, FL 32003

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,052 sqft · built 1999
Lot Size	0.281 acres (12,283 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2023)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`38-05-26-015051-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-015051-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Heated Area
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace
Accessibility Features	Accessibility Features

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,283 sqft (0.281 acres)
Lot Dimensions	123 ft deep x 100 ft wide
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	1251 FLOYD ST
City	FLEMING ISLAND
State	FL
Zip	32003-8720
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 14 & 15 BLK 15A FLEMING ISLAND ESTATES AS REC O R 4691 PG 1331
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMING ISLAND ESTATES
Legal Block	15A
Legal Lot Number	14,15 15
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2003
Census Tract	30707

Owner

1251 Floyd St, a mobile home, is owned and occupied by an individual who bought it in February 2023.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1251 FLOYD ST, FLEMING ISLAND, FL 32003-8720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2023 · Amount on File
Deed Sale	Feb 23, 2023 · Amount on File
Prior Sale	Apr 2, 2015 · Amount on File
Deed Document Number	2023008042
Deed Book / Page	4691 / 1331
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 23, 2023
Property Address	1251 FLOYD ST, FLEMING ISLAND, FL 32003-8720
Document Number	0046911331
Book / Page	4691 / 1331
Map Reference	MB 4 PG 63
Instrument Date	Jan 25, 2023
Instrument	2023008042
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1267 FLOYD ST, FLEMING ISLAND, FL 32003-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1251 FLOYD ST, FLEMING ISLAND, FL 32003-8720

Mortgage

Document Number	0046911333
Date	Feb 23, 2023
Instrument	4691/1333

Lender

Name	CURTIS P STUCKEY ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 25, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1251 Floyd St was $3,005.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00	$197,058 Land $70,000 Building $127,058	$197,058 Land $70,000 Building $127,058
2023	$2,040.00 (+44.99%)	$165,596 (+77.2%) Land $70,000 Building $95,596	$165,596 (+77.2%) Land $70,000 Building $95,596
2022	$1,407.00	$93,454 Land $40,000 Building $53,454	$93,454 Land $40,000 Building $53,454

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1251 Floyd St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1251 Floyd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20