1265 E Shepherd St, Meridian, ID 83642 Property Records

Ada County property record for 1265 E Shepherd St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$1,252 (2025)
Deeds & Mortgages	Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R8075770350`

Property Details

APN / Parcel Number

Primary APN	`R8075770350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,639 sqft Living Area
Gross Area	2,351 sqft
1st Floor Area	1,639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1265 E SHEPHERD ST
City	MERIDIAN
State	ID
Zip	83642-6694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 2 BLK 5 SPORTSMAN POINTE SUB NO 1
Legal Range	01E
Legal Township	03N
Legal Section	19
Legal Subdivision	SPORTSMAN POINTE SUB NO 01
Legal Block	5
Legal Lot Number	2
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2026
Census Tract	10338

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1265 E SHEPHERD ST, MERIDIAN, ID 83642-6694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL/OMAHA MORTGAGE LLC
Jun 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Jan 28, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 27, 2020
Transfer Doc	0000010901
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	Jun 22, 2026
Property Address	1265 E SHEPHERD ST, MERIDIAN, ID 83642-6694
Document Number	0000045236
Instrument Date	Jun 12, 2026
Instrument	202645236
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 E SHEPHERD ST, MERIDIAN, ID 83642-6694
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045236,
Date	Jun 22, 2026
Instrument	202645236

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	950 Months
Due	Aug 28, 2105

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	Jun 22, 2026
Property Address	1265 E SHEPHERD ST, MERIDIAN, ID 83642-6694
Document Number	0000045237
Instrument Date	Jun 12, 2026
Instrument	202645237
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 E SHEPHERD ST, MERIDIAN, ID 83642-6694
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045237,
Date	Jun 22, 2026
Instrument	202645237

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	950 Months
Due	Aug 28, 2105

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Jan 28, 2020
Property Address	1265 E SHEPHERD ST, MERIDIAN, ID 83642-6694
Document Number	0000010901
Instrument Date	Jan 27, 2020
Instrument	10901
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 E SHEPHERD ST MERIDIAN ID 836426694, MERIDIAN, ID 83642-6694

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,252.00 (-13.18%) Homeowner's exemption	$403,000 (+7.52%)	$403,000 (+7.52%)
2024	$1,442.00 (-19.35%)
2023		$374,800 Land $168,000 Building $206,800	$374,800 Land $168,000 Building $206,800
2022	$1,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Anthem Broadband Fixed Wireless	500 / 100
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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