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1265 Alligator Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1265 Alligator Dr, Alligator Point, FL 32346 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,046 sqft · built 2008
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on File
Last Sale$461,000 (May 2021)
Tax Bill$4,591 (2025)
Deeds & MortgagesJan 2019 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN06-07S-01W-1041-000C-0050

Property Details

APN / Parcel Number

Primary APN06-07S-01W-1041-000C-0050
Alternative APN
  • 01W07S061041000C0050

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area1,046 sqft Living Area
Gross Area1,302 sqft
1st Floor Area1,046 sqft
FlooringTile
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2018
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 90 ft wide
View / LotGulf

Exterior Amenities

PorchScreened Porch
Porch Area256 sqft
Shed1 Shed
Shed Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1265 ALLIGATOR DR
CityALLIGATOR POINT
StateFL
Zip32346-5111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 BL C LOT 5 PENN POINT OR 108/537 132/486 505/210 669/784 949/761 1301/417
Legal Range01W
Legal Township07S
Legal Section06
Legal SubdivisionPENN POINT
Legal BlockC
Legal Lot Number5
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

Source: Franklin County records · APN 06-07S-01W-1041-000C-0050

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4309 W BEACH RD, OCONOMOWOC, WI 53066-4024
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2019Deed of Trust, Mortgage
UNITED STATES OF AMERICA
May 19, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK FIVE NINE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleJul 06, 2001 · Amount on Record
Deed Document Number20213154
Deed Book / Page1301 / 417
Prior Transfer DateOct 12, 2007
Prior Transfer Doc0019006331
Record UpdatedJun 08, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1265 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5111
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019000282
DateJan 23, 2019
Book Page1234/047
Instrument201919000282
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount Recorded
Term358 Months
DueNov 02, 2048

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMay 19, 2021
Property Address1265 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5111
Document Number0019003154
Book / Page1301 / 417
Map ReferenceMB 1 PG 20
Instrument DateMay 05, 2021
Instrument202119003154
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,227.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1265 ALLIGATOR DR, 1265, ALLIGATOR POINT, FL 32346-5111

Transferred To (Grantee/Buyer)

NameVerified Name
Address4309 W BEACH RD, OCONOMOWOC, WI 53066-4024

Mortgage

Document Number0019003155
DateMay 19, 2021
Book Page1301/418
Instrument202119003155
Lender
NameBANK FIVE NINE
TypeBank
AddressOCONOMOWOC, WI 53066
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,591.00 (+9.91%)$444,620 (+16.34%) Land $207,000 Building $237,620$444,620 (+16.34%) Land $207,000 Building $237,620
2024$4,177.00 (+5.4%)$382,178 (+10.61%) Land $142,312 Building $239,866$382,178 (+10.61%) Land $142,312 Building $239,866
2023$3,963.00 (+0.58%)$345,533 (+3.38%) Land $160,000 Building $185,533$345,533 (+3.38%) Land $160,000 Building $185,533
2022$3,940.00$334,239 Land $160,000 Building $174,239$334,239 Land $160,000 Building $174,239

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 293 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured (36 under condo master policies)
105 of 293 individual policies on primary residences
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024, tidal / storm surge, Hurricane Helene
Flood Events
  • Hurricane Helene (Sep 2024), 12 claims
  • Hurricane Michael (Oct 2018), 45 claims
  • Hurricane Dennis (Jul 2005), 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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