San Diego County property record for 12648 Stone Canyon Rd, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,565 sqft · built 1985 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $642,000 (Aug 2012) |
| Tax Bill | $9,481 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 275-231-09-00 |
| Primary APN | 275-231-09-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,565 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 2752307800 |
|---|---|
| Street Address | 12648 STONE CANYON RD |
| City | POWAY |
| State | CA |
| Zip | 92064-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | SEC 35-13-2W LOT 1 (EX DOC130807REC69)DOC27110REC63 IN |
| Legal Range | 02W |
| Legal Township | 13 |
| Legal Section | 35 |
| Legal Subdivision | SAN BERNARDINO BASE |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 17006 |
12648 Stone Canyon Rd is owned and occupied by two individuals who bought it in August 2012.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12648 STONE CANYON RD, POWAY, CA 92064-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Apr 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2012 · Amount on File |
| Deed Sale | Aug 7, 2012 · Amount on File |
| Prior Sale | Jan 30, 2012 · Amount on File |
| Deed Document Number | 2012466095 |
| Prior Transfer Date | Aug 25, 2000 |
| Prior Transfer Doc | 0000478432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12648 STONE CANYON RD, POWAY, CA 92064-2011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000329036 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 2019-0329036 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TUCSON, AZ 85711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12648 STONE CANYON RD, POWAY, CA 92064-2011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000390125 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 2020-0390125 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TUCSON, AZ 85711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12648 STONE CANYON RD, POWAY, CA 92064-2011 |
| Document Number | 0000182026 |
| Instrument Date | Apr 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 12648 STONE CANYON RD POWAY CA 920642011, POWAY, CA 92064-2011 |
| Document Number | 0000182026 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 182026 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191-9023 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 8, 2045 |
The 2025 property tax bill for 12648 Stone Canyon Rd was $9,481 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $856,062 (+2%) Land $502,419 Building $353,643 | |
| 2025 | $9,481.00 Homeowner's exemption | $839,277 Land $492,568 Building $346,709 |
| 2023 | $9,035.00 (+1.7%) Homeowner's exemption | $806,689 Land $473,442 Building $333,247 |
| 2022 | $8,884.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12648 Stone Canyon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12648 Stone Canyon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cox Communications, GeoLinks, San Diego Broadband, Verizon.
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