12644 Stone Canyon Rd, Poway, CA 92064 Property Records

San Diego County property record for 12644 Stone Canyon Rd, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,628 sqft · built 1970
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on Record
Last Sale$459,000 (Jul 2014)
Tax Bill$6,593 (2025)
Deeds & MortgagesApr 2023 Mortgage
Feb 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN275-231-05-00

Property Details

APN / Parcel Number

Primary APN275-231-05-00
Alternative APN
  • 2752304100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,628 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Old Parcel Number2752304100
Street Address12644 STONE CANYON RD
CityPOWAY
StateCA
Zip92064-2011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionSEC 35-13-2W LOT 1 DOC78-257253 IN
Legal Range02W
Legal Township13
Legal Section35
Legal SubdivisionSAN BERNARDINO BASE & MERIDIAN
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3005
Census Tract17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address13591 RANCH CREEK LN, POWAY, CA 92064-2166
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
26 FINANCIAL LLC
Feb 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Aug 30, 2021Intrafamily Transfer, Transfer
Aug 30, 2021Intrafamily Transfer, Transfer
Oct 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2014 · Amount on Record
Deed SaleJul 2, 2014 · Amount on Record
Prior SaleSep 30, 2011 · Amount on Record
Deed Document Number2014277530
Last Transfer DateAug 24, 2021
Transfer Doc0000613585
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12644 STONE CANYON RD, POWAY, CA 92064-2011
Transaction TypeMortgage
Record UpdatedApr 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address13591 RANCH CREEK LN, POWAY, CA 92064-2166

Mortgage

Document Number0000100262
DateApr 18, 2023
Instrument2023-0100262
Lender
Name26 FINANCIAL LLC
AddressSHERIDAN, WY 82801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12644 STONE CANYON RD, POWAY, CA 92064-2011
Transaction TypeMortgage
Record UpdatedMar 2, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address13591 RANCH CREEK LN, POWAY, CA 92064-2166

Mortgage

Document Number0000081511
DateFeb 23, 2022
Instrument2022-0081511
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 30, 2021
Property Address12644 STONE CANYON RD, POWAY, CA 92064-2011
Document Number0000613584
Instrument DateAug 24, 2021
Instrument2021-0613584
Transaction TypeTransfer
Record UpdatedSep 8, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address13591 RANCH CREEK LN, POWAY, CA 92064-2166

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 30, 2021
Property Address12644 STONE CANYON RD, POWAY, CA 92064-2011
Document Number0000613585
Instrument DateAug 24, 2021
Instrument2021-0613585
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address13591 RANCH CREEK LN, POWAY, CA 92064-2166

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12644 STONE CANYON RD, POWAY, CA 92064-2011
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000410732
DateOct 3, 2018
Instrument2018-0410732
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$587,801 (+2%) Land $429,821 Building $157,980
2025$6,593.00 (+4.9%)$576,277 (+4.04%) Land $421,394 Building $154,883
2023$6,285.00 (+1.67%)$553,902 Land $405,032 Building $148,870
2022$6,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Cox Communications, GeoLinks, San Diego Broadband, Verizon.

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