12648 Cherrywood St, Poway, CA 92064 Property Records

San Diego County property record for 12648 Cherrywood St, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,400 sqft · built 1989
Lot Size0.319 acres (13,913 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Jul 1998)
Tax Bill$6,925 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN314-771-02-00

Property Details

APN / Parcel Number

Primary APN314-771-02-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,400 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area13,913 sqft (0.319 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address12648 CHERRYWOOD ST
CityPOWAY
StateCA
Zip92064-6469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC-2
Legal DescriptionLOT 422 TR 011958
Legal SubdivisionPOWAY 4191-8R
Legal Tract011958
Legal Block1
Legal Lot Number422
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract17040

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12648 CHERRYWOOD ST, POWAY, CA 92064-6469
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 1998 · Amount on Record
Deed SaleJul 30, 1998 · Amount on Record
Prior SaleAug 8, 1988 · Amount on Record
Deed Document Number1998477514
Last Transfer DateJun 19, 2013
Transfer Doc0000401052
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12648 CHERRYWOOD ST, POWAY, CA 92064-6469
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12648 CHERRYWOOD ST, POWAY, CA 92064-6469

Mortgage

Document Number0000450370
DateJun 21, 2021
Instrument2021-0450370
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$606,096 (+2%) Land $213,187 Building $392,909
2025$6,925.00 (+4.8%)$594,212 (+4.04%) Land $209,007 Building $385,205
2023$6,608.00 (+1.65%)$571,140 Land $200,892 Building $370,248
2022$6,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, San Diego Broadband, Spectrum.

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